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This home is in Crescent Shores U 1, St. Augustine — a home near Pedro Menendez High School.

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Active

Active·45 days on market·Crescent Shores U 1

127 Cres Shrs

St. Augustine, FL 32086

$541,380$251/sqftEst. $2,867/moMLS# 2158488

Beds

Baths

2,157

Sq Ft

2026

Built

Garage

Pool

FEMA Zone XHOA $85/moSingle Family Residence1 storyNew construction

About this home

Crescent Shores U 1

Vilano B Ready November-Roomy One Story home, the foyer transitions into the family room, dining area, and spacious gourmet kitchen featuring our Serene Collection, including creamy white cabinets, quartz countertops, coordinating backsplash, large island,. Additional highlights 10' ceilings, 8' doors, taller baseboards, Luxury Vinyl Plank flooring. Primary Bedroom, bath featuring standalone tub and separate shower, spacious walk in closet! 3 Car Garage. Welcome Home to Crescent Shores, Beaches? Only 7 minutes to Crescent Beach, 20 minutes to take in the sites of America's Oldest City- The St Augustine Fort, Historic District, Plus Amazing Restaurants A quick 6 minutes to interstate I 95! Crescent Shores offers the perfect balance of coastal relaxation, historic charm, and modern convenience--your ideal place to call home. Representative Photos/Virtual Tour of Similar Home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,867

Property taxesest. at asking price, St. Johns County$720

HOAbilled annually$85

Estimated total, before insurance$3,672/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$541,380

Down Payment: 20%

$108,276

Interest Rate: 6.95%

Loan Term

Monthly Payment

$2,867

Principal & Interest: $2,867

Property taxes (est.): $720

Insurance (est.): $361

Estimated Total Monthly

$3,948

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 16, 2026Price change$541,380+$20,295
Aug 4, 2026Listed$521,085

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$541,380

Price / Sq Ft$251

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,157

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSouth

School Information

ElementarySouth Woods

MiddleGamble Rogers

HighPedro Menendez

Community Information

Address127 Cres Shrs, St. Augustine, FL 32086

Area337-Old Moultrie Rd/Wildwood

SubdivisionCrescent Shores U 1

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Dimensions66X151

Parcel Number1833910290

ZoningResidential

Amenities

UtilitiesCable Available, Natural Gas Not Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewTrees/Woods

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Water Heater

HeatingCentral, Electric, Heat Pump

CoolingCentral Air

# of Stories1

LevelsOne

LaundryWasher Hookup

Exterior

Patio / PorchCovered, Front Porch, Patio

RoofShingle

ConstructionFiber Cement

Additional Information

Date ListedAugust 4, 2026

Days on Market43

HOA Fees$1,020 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: ASHTON WOODS FLORIDA REALTY LLC · katie.risnerlozuke@ashtonwoods.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Crescent Shores U 1

Crescent Shores U 1 is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

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