This home is in St. Augustine — a pool home in St. Johns County.
Sold·Closed Aug 18, 2026·83 days on market·Recent sales in Southern St. Johns County
105 Gypsum Place
St. Augustine, FL 32086
About this home
St. Augustine
MINUTES TO THE BEACHES and located on a QUIET CUL-DE-SAC, this exceptional POOL HOME delivers! Featuring 4 BEDROOMS, 3.5 BATHS, 3 CAR GARAGE, AND SO MANY EXTRAS, this 2,798 sqft home offers comfort, functionality and true Florida living. A private MULTI-GENERATIONAL SUITE complete with its own living area, kitchenette, bedroom, and full bath provides ideal separation for extended family, guests, or a secluded retreat. The heart of the home features a seamless open-concept layout, where the kitchen, gathering room, and dining spaces connect effortlessly. Step outside to a true backyard escape; an expansive screened pavered lanai with pool and spa, all set against a tranquil pond backdrop with stunning sunset views. The extra-wide, paver-enhanced driveway provides both curb appeal and function, leading to a 3 CAR GARAGE with epoxy floors, utility sink, and sliding screen doors perfect for added flexibility.
Next steps in Southern St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,636 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $525,600 in May 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $565,371 | $449,946 | — |
| 2024 | $577,100 | $436,558 | — |
| 2023 | $472,386 | $422,386 | — |
| 2022 | $84,000 | $84,000 | — |
| 2021 | $75,000 | $75,000 | — |
2025 property taxes (current owner): $6,555/yr
Estimated taxes if purchased at asking price: ~$11,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 18, 2026Closed$719,000
- Jul 25, 2026Pending$719,000
- Jul 9, 2026Active Under Contract$719,000
- Apr 17, 2026Listed$719,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $257/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 84 Pyrite Place, St. Augustine, FL 32086Listed by THE NEWCOMER GROUP | Jan 2026 | $675,000 | $241 | 4/3.5 | 2,798 | 13 | 0.1 |
| 939 Ocean Jasper Drive, St. Augustine, FL 32086Listed by WATSON REALTY CORP | Aug 2025 | $498,500 | $241 | 3/2 | 2,066 | 183 | 0.2 |
| 119 Duck Pond Drive, St. Augustine, FL 32086Listed by ST AUGUSTINE REALTY | Mar 2026 | $465,000 | $214 | 3/2.5 | 2,168 | 314 | 0.6 |
| 116 Cereus Lane, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jun 2026 | $670,000 | $225 | 5/3 | 2,983 | 20 | 0.7 |
| 605 Mary Jane Lane, St. Augustine, FL 32086Listed by CENTURY 21 ST AUGUSTINE PROPERTIES | Aug 2026 | $465,000 | $227 | 3/2 | 2,052 | 4 | 0.9 |
| 265 Moses Creek Boulevard, St. Augustine, FL 32086Listed by WHOLESALE REALTY LLC | Oct 2026 | $669,000 | $211 | 4/3.5 | 3,175 | 88 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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