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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Feb 17, 2026·8 days on market·Recent sales in Southern St. Johns County

71 Gypsum Place

St. Augustine, FL 32086

$540,000sold priceListed at $550,000 · 98.2% of asking$229/sqftMLS# 2124271
4
Beds
3.5
Baths
2,361
Sq Ft
2022
Built
3
Garage
No
Pool
HOA $64/mo9,148 sqft lotWaterfrontSingle Family Residence1 story

About this home

St. Augustine

This like-new, single-story home in the highly desirable Rock Springs Farm community offers an exceptional blend of modern design, waterfront living, and everyday convenience, featuring the sought-after Destin floor plan with over 2,300 square feet of thoughtfully and efficiently utilized living space, 4 bedrooms, 3 bathrooms, and a highly desirable 3-car garage. The open-concept kitchen, dining, and living areas flow seamlessly together and are ideal for both daily living and entertaining, highlighted by quartz countertops, an oversized island, pantry, crown molding, and triple sliding glass doors that capture peaceful water views and fill the home with natural light. Situated on a large waterfront lot with room for a pool and tucked away on a quiet cul-de-sac, the outdoor living space includes a screened lanai, super gutters, extra paver patio, upgraded landscaping, and a private irrigation well that enhances both efficiency and curb appeal while supporting lush outdoor living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,991
Property taxesest. at asking price, St. Johns County$719
HOAbilled monthly$64
Estimated total, before insurance$3,774/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,350/yr · $446/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,350/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $233/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
105 Gypsum Place, St. Augustine, FL 32086Listed by RE/MAX SPECIALISTSAug 2026$705,000$2524/3.52,798830
22 Pyrite Place, St. Augustine, FL 32086Listed by 1 PERCENT LISTS FIRST COASTMar 2026$430,000$2533/21,70140.1
391 Ocean Jasper Drive, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$525,000$2223/32,361410.1
84 Pyrite Place, St. Augustine, FL 32086Listed by THE NEWCOMER GROUPJan 2026$675,000$2414/3.52,798130.1
85 Pyrite Place, St. Augustine, FL 32086Listed by DOGWOOD REALTYDec 2025$582,500$2334/3.52,5052060.1
135 Sunstone Court, St. Augustine, FL 32086Listed by LANDBRIDGE REALTY GROUP LLCMar 2026$525,000$2213/32,3741720.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$233
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,361
Acres0.21 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address71 Gypsum Place, St. Augustine, FL 32086
Area333-St Johns County-SE
SubdivisionRock Springs Farms
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size9,147.6 sq ft
Lot Dimensions68x135
Parcel Number1859211190

Amenities

AmenitiesPool, Management - Off Site, Park, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac, Few Trees
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionComposition Siding, Frame
Road SurfacePaved

Additional Information

Date ListedJanuary 9, 2026
Days on Market8
HOA Fees$64 / Monthly
HOA FrequencyMonthly
Tax Amount$5,349.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE NEWCOMER GROUP

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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