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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Active

Active·Listed today

75 Granite Avenue

St. Augustine, FL 32086

$560,000$194/sqftEst. $2,855/moMLS# 2158466
5
Beds
4
Baths
2,886
Sq Ft
2021
Built
3
Garage
No
Pool

About this home

St. Augustine

Step into effortless comfort with this beautifully appointed 5-bedroom, 4-bath home, offered fully furnished and thoughtfully equipped for convenient, luxury living. From spacious gathering areas to serene private suites, every room is designed with both style and function in mind. Enjoy a true turnkey experience with premium amenities included in the base rent: Full Furniture Package - Stylish, comfortable furnishings throughout the home. Washer & Dryer Included - In-home laundry for total convenience. Professional Maintenance Service - Prompt, reliable support for hassle-free living. Lawn Care Service - Beautifully maintained exterior, no effort required. Quarterly Cleaning Services - Keep your home fresh and welcoming year-round. Whether you're seeking a family home, corporate rental, or long-term retreat, this property offers exceptional value with unmatched convenience. Simply move in and enjoy -- everything you need is already here.

Cost to own

Mortgage calculator

$560,000
$112,000
Loan Term
Monthly Payment
$2,855
Principal & Interest: $2,855
Property taxes (est.): $745
Insurance (est.): $373
Estimated Total Monthly
$3,974
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,855
Property taxesest. at asking price, St. Johns County$745
HOAbilled annually$40
Estimated total, before insurance$3,640/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,808/yr · $567/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$480,687$480,687
2024$465,088$415,088
2023$458,462$408,462
2022$494,895$494,895

2025 property taxes (current owner): $6,808/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,705 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 4, 2026Listed$560,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$560,000
Price / Sq Ft$194
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,886
Acres0.19 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address75 Granite Avenue, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionTreaty Oaks
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size8,276.4 sq ft
Parcel Number1361420460

Amenities

AmenitiesPool, Park
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesGuest Suite, Open Floorplan, Pantry, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne and One Half

Exterior

Patio / PorchPatio
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedAugust 4, 2026
Days on Market0
HOA Fees$478 / Annually
HOA FrequencyAnnually
Tax Amount$6,808.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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8/8/2026

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