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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Treaty Oaks, St. Augustine — a home near Pedro Menendez High School.

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Sold

Sold·Closed Jun 26, 2026·13 days on market·Recent sales in Treaty Oaks·Treaty Oaks

189 Onyx Court

St. Augustine, FL 32086

$555,000sold priceListed at $565,000 · 98.2% of asking$202/sqftMLS# 2142854
5
Beds
3.5
Baths
2,753
Sq Ft
2019
Built
2
Garage
No
Pool

5 more homes for sale in Treaty Oaks →Search Treaty Oaks on the map

HOA $64/mo8,276 sqft lotSingle Family Residence2 stories

About this home

Treaty Oaks

Welcome to life on one of the coolest cul-de-sacs in Treaty Oaks -- where neighbors gather, block parties happen, and community feels effortless. Tucked away on a quiet street and backing directly to a peaceful preserve, this home offers a rare combination of privacy, space, and connection in the only St. Augustine community that offers a private entrance directly into all the incredible amenities of Treaty Park. Built in 2019, this thoughtfully designed 5-bedroom + office/flex room, 3.5-bath home offers a layout that truly works for the way people live today. The main level is both functional and inviting, featuring a versatile flex room at the front of the home - currently offered as an office but is also a conforming sixth bedroom or guest space if needed. A separate formal dining room provides the perfect setting for hosting holidays and special gatherings, while still maintaining a sense of privacy from the main living areas.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,074
Property taxesest. at asking price, St. Johns County$739
HOAbilled annually$64
Estimated total, before insurance$3,877/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,084/yr · $340/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$555,000
$111,000
Loan Term
Monthly Payment
$3,074
Principal & Interest: $3,074
Property taxes (est.): $739
Insurance (est.): $370
Estimated Total Monthly
$4,183
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$430,064$266,423—
2024$476,502$258,207—
2023$438,049$249,230—
2022$369,039$240,515—
2021$289,364$232,053—
2020$278,159$228,159—

2025 property taxes (current owner): $4,084/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $255/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
535 Aventurine Avenue, St. Augustine, FL 32086Listed by MOSS REALTYJun 2026$435,000$2014/2.52,164800.1
695 Sandstone Drive, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2025$495,000$2034/32,4401030.3
115 Sierras Loop, St. Augustine, FL 32086Listed by THOMPSON REALTY & DEVELOPMENT INC.Sep 2026$548,000$2424/2.52,2681430.4
1191 Brookside Court, St. Augustine, FL 32086Listed by WATSON REALTY CORPSep 2026$770,000$2674/2.52,8841310.8
217 S Shadowwood Drive, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$700,000$3393/22,067410.9
400 Plantation Grove Lane, St. Augustine, FL 32086Listed by OPENDOOR BROKERAGE, LLC.Jul 2026$850,000$2555/33,338120.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$565,000
Price / Sq Ft$205
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,753
Total Structure Area3,673 sq ft
Acres0.19 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address189 Onyx Court, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionTreaty Oaks
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size8,276.4 sq ft
Parcel Number1361411460

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Park, Playground
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingOther, Fenced, Back Yard, Privacy, Vinyl
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 1, 2026
Days on Market13
HOA Fees$770 / Annually
HOA FrequencyAnnually
Tax Amount$4,083.68
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Treaty Oaks

Treaty Oaks is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all Treaty Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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