This home is in Treaty Oaks, St. Augustine — a home near Pedro Menendez High School.
Pending·55 days on market·Treaty Oaks
687 Sandstone Drive
St. Augustine, FL 32086
4 more homes for sale in Treaty Oaks →Search Treaty Oaks on the map
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About this home
Treaty Oaks
Taking back up offers only. Welcome to this charming 4-bedroom, 2-bath single-story home in highly desirable Treaty Oaks in historic St. Augustine. The open-concept layout features wood-look porcelain tile throughout the main living areas and a spacious kitchen with quartz countertops, a large center island and seamless flow into the dining and living areas. Both bathrooms also feature quartz countertops. Enjoy a fully fenced waterfront backyard with a pavered walkway to a custom fire pit overlooking the pond, plus plenty of room for a pool! Walk to the resort-style pool, fitness center & clubhouse, with Treaty Park nearby offering pickleball, basketball & a skate park. NO CDD fees & reasonable HOA fees!
Next steps in Treaty Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,765 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
A Street ramp and lots27 min drive · 45 parking spaces
Closest park or preserve
Treaty Park3 min drive · 1.9 mi of trails
Closest public boat ramp
Moultrie Creek Boat Rampabout 3 mi · Moutrie Creek
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dockabout 3 mi · Moultrie Creek
Closest youth league fields
Treaty Park5 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publix4 min drive · 250 Plaza Blvd, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:36 AM, sunset 6:42 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,414/yr
Estimated taxes if purchased at asking price: ~$6,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 23, 2026Pending$419,000
- Sep 2, 2026Listed$419,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $259/sq ft; this home is listed at $231/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 115 Sierras Loop, St. Augustine, FL 32086Listed by THOMPSON REALTY & DEVELOPMENT INC. | Sep 2026 | $548,000 | $242 | 4/2.5 | 2,268 | 143 | 0.2 |
| 3640 Fort Peyton Circle, St. Augustine, FL 32086Listed by US REALTY HUB | Oct 2026 | $361,000 | $261 | 3/2 | 1,381 | 181 | 0.4 |
| 3613 Fort Peyton Circle, St. Augustine, FL 32086Listed by THE NEWCOMER GROUP | Oct 2026 | $350,000 | $206 | 3/2 | 1,699 | 50 | 0.5 |
| 51 S Twin Maple Road, St. Augustine, FL 32084Listed by DAVIDSON REALTY, INC. | Jul 2026 | $355,000 | $228 | 3/2 | 1,557 | 32 | 0.9 |
| 832 White Eagle Circle, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $444,000 | $259 | 3/2 | 1,711 | 63 | 1.1 |
| 3345 Kings Road S, St. Augustine, FL 32086Listed by INTEGRITY KEY REALTY LLC | Oct 2026 | $520,000 | $286 | 3/2 | 1,818 | 29 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ERA ONETEAM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Treaty Oaks
Treaty Oaks is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.
View all Treaty Oaks homes for sale →Keep looking
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Krista Fracke
Broker Associate
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