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This home is in Biera Mar, St. Augustine — a pool home in St. Johns County.

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Active

Active·Listed today·Biera Mar

5072 Medoras Avenue

St. Augustine, FL 32080

$1,050,000$495/sqftEst. $5,354/moMLS# 2157732

Beds

Baths

2,122

Sq Ft

1992

Built

Garage

Yes

Pool

About this home

Biera Mar

Welcome to 5072 Medoras Avenue, located in Biera Mar, one of St. Augustine's most sought-after beachfront communities. Residents enjoy no HOA restrictions, high elevation (flood zone X), low county taxes, and convenient beach accesses on nearly every block. It's easy to see why Biera Mar is considered one of the premier beachside neighborhoods in St. Augustine. The lower level features two spacious guest suites, a convenient wet bar, and direct access to the backyard retreat. Outside, you'll find a heated saltwater pool surrounded by an expansive paver deck, creating the perfect setting for relaxing afternoons, weekend gatherings, and year-round outdoor enjoyment. The primary suite, kitchen, and main living area are located upstairs. A large covered rear deck extends the living space outdoors, providing the perfect spot to enjoy coastal breezes and even a glimpse of the ocean in the distance.

Cost to own

Mortgage calculator

Home Price

$1,050,000

Down Payment: 20%

$210,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$5,354

Principal & Interest: $5,354

Property taxes (est.): $1,397

Insurance (est.): $700

Estimated Total Monthly

$7,451

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$5,354

Property taxesest. at asking price, St. Johns County$1,397

Estimated total, before insurance$6,751/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,737/yr · $895/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,737/yr

Estimated taxes if purchased at asking price: ~$16,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History