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This home is in St. Augustine.

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Active

Active·104 days on market

5398 Soundview Avenue

St. Augustine, FL 32080

$789,000$399/sqftEst. $4,199/moMLS# 2138072
4
Beds
2
Baths
1,975
Sq Ft
1999
Built
2
Garage
Yes
Pool

About this home

St. Augustine

Welcome to ''Tiki Time'' - your private backyard oasis and the perfect blend of relaxation and investment opportunity! This beautifully maintained 4-bedroom, 2-bath home features a stunning outdoor retreat complete with a sparkling pool and spa, an oversized poolside tiki hut ideal for entertaining, and a cozy firepit for unforgettable evenings under the stars. Inside, the home shines with a thoughtfully remodeled open-concept kitchen featuring stainless steel appliances, granite countertops, and a convenient bonus bar/coffee station--perfect for hosting or everyday living. The split-bedroom floor plan offers privacy and functionality, with a spacious primary suite overlooking the pool, dual closets, and a beautifully updated bathroom with a large walk-in shower.

Cost to own

Mortgage calculator

$789,000
$157,800
Loan Term
Monthly Payment
$3,985
Principal & Interest: $3,985
Est. Taxes & Insurance: $996
Estimated Total Monthly
$4,982
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,199
Property taxesest. at asking price, St. Johns County$1,050
Estimated total, before insurance$5,249/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$590,950$506,968
2024$542,691$460,880
2023$500,066$418,982
2022$449,536$380,893
2021$346,266$346,266
2020$349,872$349,872

2025 property taxes (current owner): $7,718/yr

Estimated taxes if purchased at asking price: ~$12,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,805 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 2, 2026Listed$789,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$789,000
Price / Sq Ft$399
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,975
Acres0.21 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontNo

Community Information

Address5398 Soundview Avenue, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionWindswept Acres
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size9,147.6 sq ft
Parcel Number1827360350

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesOpen Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
HeatingHeat Pump
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LevelsOne
SecuritySecurity System Owned

Exterior

RoofShingle
ConstructionBlock, Concrete, Stucco

Additional Information

Date ListedApril 2, 2026
Days on Market70
Tax Amount$7,717.57
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LIGHTHOUSE REALTY ASSOCIATES

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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