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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Biera Mar, St. Augustine — a home near Pedro Menendez High School.

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Sold

Sold·Closed Aug 14, 2026·113 days on market·Recent sales in Biera Mar·Biera Mar

40 E Magnolia Avenue

St. Augustine, FL 32080

$1,067,500sold priceListed at $1,150,000 · 92.8% of asking$585/sqftMLS# 2153573
4
Beds
3
Baths
1,824
Sq Ft
1968
Built
—
Garage
Yes
Pool

4 more homes for sale in Biera Mar →Search Biera Mar on the map

FEMA Zone XNo HOA7,405 sqft lotSingle Family Residence2 stories

About this home

Biera Mar

Tucked high in the dunes east of A1A on an oversized lot that runs street to street, 40 E Magnolia Ave captures the essence of classic coastal living. Just three homes back from the beach, this quintessential beach house offers beautiful Atlantic Ocean views and the relaxed lifestyle that makes this location/neighborhood so special. With four bedrooms, three bathrooms, and two separate living quarters, the floor plan is both flexible and highly functional, making it ideal as a primary residence, vacation retreat, or income-producing rental. Thoughtfully updated and meticulously maintained, the home is move-in ready and being offered turn key. While the interior is comfortable and inviting, the outdoor spaces are where this property truly shines.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,913
Property taxesest. at asking price, St. Johns County$1,420
Estimated total, before insurance$7,333/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,242/yr · $770/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,067,500
$213,500
Loan Term
Monthly Payment
$5,913
Principal & Interest: $5,913
Property taxes (est.): $1,421
Insurance (est.): $712
Estimated Total Monthly
$8,045
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1968)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,829 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$658,596$658,596—
2024$591,902$591,902—
2023$552,048$552,048—
2022$529,311$529,311—
2021$349,285$197,361—
2020$307,550$193,946—

2025 property taxes (current owner): $9,242/yr

Estimated taxes if purchased at asking price: ~$17,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 14, 2026Closed$1,150,000
  • Jul 2, 2026Listed$1,150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $393/sq ft; this home is listed at $630/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5072 Medoras Avenue, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTYSep 2026$950,000$4483/32,122400.1
284 San Nicolas Way, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$550,000$2963/21,8581810.4
175 Oceanview Drive, St. Augustine, FL 32080Listed by DAVIDSON REALTY, INC.Sep 2025$775,000$3773/32,058200.4
150 Oceanview Drive, St. Augustine, FL 32080Listed by DAVIDSON REALTY, INC.Jun 2025$735,000$4133/21,781870.4
110 Oceanview Drive, St. Augustine, FL 32080Listed by DAVIDSON REALTY, INC.May 2025$750,000$3643/2.52,058650.4
5324 2nd Street, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEMay 2026$589,000$3933/21,500160.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,150,000
Price / Sq Ft$630
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,824
Total Structure Area2,637 sq ft
Acres0.17 acres
Year Built1968
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

Community Information

Address40 E Magnolia Avenue, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionBiera Mar
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size7,405.2 sq ft
Lot Dimensions60x125
Parcel Number1771400000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level, Sink

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen, Outdoor Shower
Lot DescriptionCorner Lot
Patio / PorchDeck, Front Porch, Porch
FencingFenced, Privacy
RoofShingle
ConstructionBlock, Concrete
Road SurfacePaved

Additional Information

Date ListedJuly 2, 2026
Days on Market113
Tax Amount$9,241.66
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE NEWCOMER GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Biera Mar

Biera Mar is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Biera Mar homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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