This home is in Biera Mar, St. Augustine — a home near Pedro Menendez High School.
Active·Listed today·Biera Mar
5155 Osceola Avenue
St. Augustine, FL 32080
4 more homes for sale in Biera Mar →Search Biera Mar on the map
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Biera Mar
Welcome to this super cute and charming 3-bedroom, 2-bathroom beach bungalow, perfectly located just a short stroll from the beautiful sandy shores of Butler Beach! Bursting with coastal charm, this bright and inviting home offers a spacious open-concept living area and a beautiful kitchen featuring crisp white cabinetry, stainless steel appliances, and plenty of space for entertaining. Each of the three bedrooms offers a comfortable retreat, making this home perfect for everyday living or a beach getaway! Step outside to your own private backyard oasis, complete with a covered, screened-in patio, outdoor dining space, and a cozy fire pit—perfect for relaxing after a day at the beach, entertaining friends, or enjoying those beautiful Florida evenings! Ideally located just minutes from historic downtown St. Augustine, local restaurants, shopping, and entertainment, this adorable beach bungalow offers the perfect combination of comfort, charm, and coastal living!
Next steps in Biera Mar
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,797 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Orange Aveabout 0.2 mi
Closest park or preserve
Moses Creek Conservation Area7 min drive · 7.6 mi of trails
Closest public boat ramp
Palmetto Road Public Boat Rampabout 0.7 mi · Matanzas River
Closest kayak & paddleboard launch
Coastal Drive Kayak Beachabout 2 mi
Closest youth league fields
Frank Butler Beachfront Park East4 min drive · Soccer
Closest grocery store
Winn-Dixie5 min drive · 3905 A1A South, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,610/yr
Estimated taxes if purchased at asking price: ~$14,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 23, 2026Listed$879,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $393/sq ft; this home is listed at $587/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 40 E Magnolia Avenue, St. Augustine, FL 32080Listed by THE NEWCOMER GROUP | Aug 2026 | $1,067,500 | $585 | 4/3 | 1,824 | 113 | 0.2 |
| 5324 2nd Street, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINE | May 2026 | $589,000 | $393 | 3/2 | 1,500 | 16 | 0.2 |
| 5401 Pelican Way, St. Augustine, FL 32080Listed by COMPASS FLORIDA LLC | Oct 2026 | $1,100,000 | $651 | 3/3 | 1,691 | 2 | 0.4 |
| 5448 3rd Street, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATES | Sep 2026 | $495,000 | $330 | 3/2 | 1,502 | 5 | 0.4 |
| 5367 5th Street, St. Augustine, FL 32080Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $455,000 | $303 | 3/2 | 1,504 | 1 | 0.4 |
| 284 San Nicolas Way, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $550,000 | $296 | 3/2 | 1,858 | 181 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LIGHTHOUSE REALTY ASSOCIATES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Biera Mar
Biera Mar is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
View all Biera Mar homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines