This home is in Ocean Palms, St. Augustine — a gated community home in St. Johns County.
Sold·Closed Jul 23, 2026·181 days on market·Recent sales in Ocean Palms·Ocean Palms
284 San Nicolas Way
St. Augustine, FL 32080
3 more homes for sale in Ocean Palms →Search Ocean Palms on the map
About this home
Ocean Palms
Spacious and stunning Aruba model in highly desirable Ocean Palms on Anastasia Island. Just minutes to the ocean, this well built concrete home is waiting for it's next owner. Ready for move in, you will relish the serenity and space in this well cared for home. Upgraded nicely to include stone counters, pocket doors, extended sitting area in the Primary Suite. The fully enclosed Florida Room is a relaxing eye into nature. The home is on a preserve and is a paradise for bird and wildlife watchers. A lovely easy to care for yard. The driveway and garage can accommodate at least 4 to 6 cars. The guest bedrooms are spacious and have a close off for privacy from the rest of the house. The Kitchen is highly functional with newer Fridge and well maintained appliances. The systems include newer HV/AC, Roof, hot water tank, disposal. This home has never had flooding of any kind.
Next steps in Ocean Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,721 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $485,149 | $212,153 | — |
| 2024 | $474,671 | $205,326 | — |
| 2023 | $461,301 | $197,744 | — |
| 2022 | $460,416 | $194,883 | — |
| 2021 | $317,066 | $187,736 | — |
| 2020 | $301,317 | $184,447 | — |
Estimated taxes if purchased at asking price: ~$8,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 31, 2026Closed$570,000
- Dec 5, 2025Listed$570,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $448/sq ft; this home is listed at $307/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 330 Trade Wind Lane, St. Augustine, FL 32080Listed by STA REALTY | Aug 2026 | $550,000 | $340 | 3/2 | 1,616 | 397 | 0.3 |
| 316 Mystical Way, St. Augustine, FL 32080Listed by THE NEWCOMER GROUP | Jul 2026 | $429,500 | $239 | 3/2 | 1,794 | 11 | 0.3 |
| 40 E Magnolia Avenue, St. Augustine, FL 32080Listed by THE NEWCOMER GROUP | Aug 2026 | $1,067,500 | $585 | 4/3 | 1,824 | 113 | 0.4 |
| 420 Trade Wind Lane, St. Augustine, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC. | Jun 2026 | $895,000 | $476 | 3/3 | 1,881 | 144 | 0.4 |
| 5072 Medoras Avenue, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTY | Sep 2026 | $950,000 | $448 | 3/3 | 2,122 | 40 | 0.5 |
| 5367 5th Street, St. Augustine, FL 32080Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $455,000 | $303 | 3/2 | 1,504 | 1 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ocean Palms
Ocean Palms is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
View all Ocean Palms homes for sale →Keep looking
More homes in Ocean Palms
For Sale700 El Vergel LaneSt. Augustine, FL 32080
3 bd · 2 ba · 1,990 sq ft
$575,000Est. $3,060/moExperience coastal living at its best on Anastasia Island! This beautifully maintained 3 bedroom 2 bathroom patio POOL…
Listing Office: jason mitchell real estate florida, llc.
Under Contract640 Casa Fuerta LaneSt. Augustine, FL 32080
3 bd · 2 ba · 1,648 sq ft
$550,000Est. $2,927/moA peaceful preserve backdrop and beautifully updated interiors create the setting for relaxed island living in Ocean…
Listing Office: re/max unlimited
For Sale949 N Griffin Shores DriveSt. Augustine, FL 32080
4 bd · 4.5 ba · 4,382 sq ft
$3,700,000Est. $19,693/moLocated within the gated community of Ocean Palms, Griffin Shores Drive is one of the most desired addresses in St…
Listing Office: engel & volkers st augustine
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines