This home is in Ocean Palms, St. Augustine — a gated community home in St. Johns County.
$550,000Sold3 bd · 2 ba · 1,648 sq ft
Sold·Closed Nov 12, 2026·8 days on market·Recent sales in Ocean Palms·Ocean Palms
640 Casa Fuerta Lane
St. Augustine, FL 32080
2 more homes for sale in Ocean Palms →Search Ocean Palms on the map
About this home
Ocean Palms
A peaceful preserve backdrop and beautifully updated interiors create the setting for relaxed island living in Ocean Palms. This thoughtfully updated patio home features an open floor plan, high ceilings and abundant natural light. Expansive twelve foot triple sliding glass doors connect the living area to a spacious screened lanai, creating an inviting spot for morning coffee, entertaining or simply unwinding while enjoying the tranquil preserve views. So many updates to take in, including the luxury vinyl plank flooring, new trim and baseboards, and painting throughout. The gorgeous kitchen is both stylish and functional, featuring white cabinetry with lighted display cabinets, soft close design, deep drawers, specialty storage, pull outs, quartz counters, tile backsplash and stainless appliances. Open and bright living area with electric fireplace to set the mood, while the adjoining dining area is enhanced by attractive board and batten detailing.
Next steps in Ocean Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,837 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
E Magnolia Aveabout 0.4 mi
Closest park or preserve
Moses Creek Conservation Area10 min drive · 7.6 mi of trails
Closest public boat ramp
Palmetto Road Public Boat Rampabout 0.8 mi · Matanzas River
Closest kayak & paddleboard launch
Coastal Drive Kayak Beachabout 2 mi
Closest youth league fields
Frank Butler Beachfront Park East7 min drive · Soccer
Closest grocery store
Winn-Dixie10 min drive · 3905 A1A South, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $430,941 | $279,487 | — |
2025 property taxes (current owner): $4,167/yr
Estimated taxes if purchased at asking price: ~$8,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 13, 2026Closed$550,000
- Sep 30, 2026Active Under Contract$550,000
- Sep 27, 2026Listed$550,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $381/sq ft; this home is listed at $334/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 40 E Magnolia Avenue, St. Augustine, FL 32080Listed by THE NEWCOMER GROUP | Aug 2026 | $1,067,500 | $585 | 4/3 | 1,824 | 113 | 0.3 |
| 284 San Nicolas Way, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $550,000 | $296 | 3/2 | 1,858 | 181 | 0.3 |
| 5072 Medoras Avenue, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTY | Sep 2026 | $950,000 | $448 | 3/3 | 2,122 | 40 | 0.4 |
| 330 Trade Wind Lane, St. Augustine, FL 32080Listed by STA REALTY | Aug 2026 | $550,000 | $340 | 3/2 | 1,616 | 397 | 0.5 |
| 5367 5th Street, St. Augustine, FL 32080Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $455,000 | $303 | 3/2 | 1,504 | 1 | 0.5 |
| 136 Island Cottage Way, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Nov 2026 | $700,000 | $381 | 3/2 | 1,838 | 69 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX UNLIMITED
Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ocean Palms
Ocean Palms is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
View all Ocean Palms homes for sale →Keep looking
More homes in Ocean Palms
Pending700 El Vergel LaneSt. Augustine, FL 32080
3 bd · 2 ba · 1,990 sq ft
$575,000Est. $3,060/moExperience coastal living at its best on Anastasia Island! This beautifully maintained 3 bedroom 2 bathroom patio POOL…
Listing Office: jason mitchell real estate florida, llc.
For Sale949 N Griffin Shores DriveSt. Augustine, FL 32080
4 bd · 4.5 ba · 4,382 sq ft
$3,700,000Est. $19,693/moLocated within the gated community of Ocean Palms, Griffin Shores Drive is one of the most desired addresses in St…
Listing Office: engel & volkers st augustine
Keep looking
Similar homes in St. Augustine
Explore the area
More in Ocean Palms
Ocean Palms guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines