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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

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Active·Listed today

5401 Pelican Way

St. Augustine, FL 32080

$1,100,000$651/sqftEst. $5,872/moMLS# 2166688
3
Beds
3
Baths
1,691
Sq Ft
1972
Built
—
Garage
No
Pool
No HOA0.45 acresSingle Family Residence2 stories

About this home

St. Augustine

Just one block from the ocean, this newly remodeled 3 bedroom, 3 full bathroom home offers ocean views from an exceptional .45 acre corner homesite that sits high and dry. One of the largest lots in the area, this is the kind of space that is exceptionally hard to find so close to the beach without being a flood zone. Enjoy ocean views from the primary suite, kitchen, living room, and dining area, along with sliders throughout the upstairs that open the home to its outdoor spaces and bring in abundant natural light. The wraparound deck offers plenty of room for morning coffee, dinners outside, and watching the sunrise, while a separate private west facing porch off the kitchen gives you your own spot for sunsets. The large kitchen was designed with both beauty and function in mind, with granite countertops, new appliances, a large island, generous storage, and an abundance of windows.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$5,872
Property taxesest. at asking price, St. Johns County$1,464
Estimated total, before insurance$7,336/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,179/yr · $1,182/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,100,000
$220,000
Loan Term
Monthly Payment
$5,872
Principal & Interest: $5,872
Property taxes (est.): $1,464
Insurance (est.): $733
Estimated Total Monthly
$8,069
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,828 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:15 AM, sunset 7:17 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $14,179/yr

Estimated taxes if purchased at asking price: ~$17,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 26, 2026Listed$1,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,100,000
Price / Sq Ft$651
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,691
Acres0.45 acres
Year Built1972
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address5401 Pelican Way, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionAnastasia Hills
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size19,602 sq ft
Lot Dimensions103 feet x 190 feet
Parcel Number1776650000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Attached Carport, Covered, Off Street
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Exterior FeaturesBalcony
Lot DescriptionCorner Lot
Patio / PorchCovered, Deck, Front Porch, Patio, Porch, Rear Porch, Side Porch, Wrap Around
RoofShingle
ConstructionConcrete, Fiber Cement
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 26, 2026
Days on Market0
Tax Amount$14,178.66
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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