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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a waterfront home in St. Johns County.

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Active

$260,0003 bd · 2.5 ba · 1,750 sq ft

Active·110 days on market·Beachwalk

505 Boracay Circle

St. Johns, FL 32259

$260,000$149/sqftEst. $1,409/mo mortgageMLS# 2157285
↓ $65,000 below original list
3
Beds
2.5
Baths
1,750
Sq Ft
2022
Built
1
Garage
No
Pool

6 more homes for sale in Beachwalk →Search Beachwalk on the map

FEMA Zone XHOA $381/mo3,920 sqft lotWaterfrontTownhouse2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Beachwalk

Must see beautifully maintained end-unit townhome in the sought-after Grand Isles at Beachwalk! Built by Lennar in 2022, this 3-bedroom, 2.5-bath home offers 1,750 sq. ft. of bright living space with abundant natural light, ceramic wood look tile, and a view of the pond. The open-concept floor plan features a spacious kitchen with quartz countertops, stainless steel appliances, pantry, and ample cabinet space overlooking the living and dining areas. Upstairs you'll find a generous primary suite with a walk-in closet, dual vanities, and walk-in shower, along with two additional bedrooms and an upstairs laundry room. Enjoy a one-car garage, paver driveway and patio, large under-stair storage, and guest parking conveniently located next to the unit. Residents enjoy Beachwalk's crystal lagoon, three pristine beaches, exclusive social events, fitness center, tennis courts, dog park, and top-rated St. Johns County schools, all just minutes from I-95, SR 9B, shopping, and dining.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$1,409
Property taxesest. at asking price, St. Johns County$340
HOAbilled monthly$381
Estimated total, before insurance$2,131/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,704/yr · $559/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,409
Principal & Interest: $1,409
Property taxes (est.): $340
Insurance (est.): $173
Estimated Total Monthly
$1,923
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$259,275$259,275—

2025 property taxes (current owner): $6,704/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 10, 2026Price change$260,000−$15,000
  • Oct 15, 2026Price change$275,000−$15,000
  • Sep 24, 2026Price change$290,000−$15,000
  • Sep 4, 2026Price change$305,000−$20,000
  • Jul 27, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $149/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
111 Tamar Court, St. Johns, FL 32095Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$352,000$2543/21,388100.7
371 Tamar Court, St. Augustine, FL 32095Listed by REAL BROKER LLCSep 2026$360,000$2593/21,388870.8
47 Summer Daze Drive, St. Augustine, FL 32095Listed by REAL BROKER LLCOct 2026$280,000$1863/2.51,502740.9
72 Vero Drive, St. Augustine, FL 32095Listed by COASTAL REALTY JAXOct 2026$289,900$1933/2.51,502691
92 Seaport Breeze Road, St. Johns, FL 32095Listed by ALL REAL ESTATE OPTIONS INCSep 2026$280,000$1633/2.51,722591
182 Seaport Breeze Road, St. Augustine, FL 32095Listed by UNITED REAL ESTATE GALLERYSep 2026$260,000$1802/2.51,442471

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$260,000
Price / Sq Ft$149
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,750
Acres0.09 acres
Year Built2022
TypeResidential
Sub-TypeTownhouse
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

Zoned elementaryLakeside Academy
Zoned middleLakeside Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address505 Boracay Circle, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionGrand Isle At Beachwalk
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size3,920.4 sq ft
Parcel Number0237202060

Amenities

AmenitiesBeach Access, Clubhouse, Dog Park, Fitness Center, Jogging Path, Tennis Court(s)
Community FeaturesSidewalks, Restaurant
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Guest
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories2
LevelsTwo
LaundryUpper Level

Exterior

Lot DescriptionFew Trees
Patio / PorchRear Porch, Screened

Additional Information

Date ListedJuly 27, 2026
Days on Market110
HOA Fees$381.33 / Monthly
HOA FrequencyMonthly
HOA NameThe Joint Venture Group
Tax Amount$6,704.21
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY AT THE LAKES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines