This home is in Bridgewater, St. Augustine — a home near Beachside High School.
Active·44 days on market·Bridgewater
47 Summer Daze Drive
St. Augustine, FL 32095
About this home
Bridgewater
Nearly new 3-bedroom, 2.5-bath END-unit townhome with a 1-car garage and low HOA in the highly sought-after Bridgewater community of Saint Augustine, FL. This move-in ready home delivers the perfect blend of modern comfort, smart design, and unbeatable location - ideal for first-time buyers, growing families, or anyone seeking low-maintenance Florida living. Inside, an open-concept floor plan is bathed in natural light, with tile flooring throughout the main living areas creating a bright, seamless flow. The well-appointed kitchen features granite countertops, a breakfast bar, white cabinetry with crown molding detail, a pantry closet, and like-new stainless steel appliances - perfect for everyday cooking and casual entertaining. The spacious living room opens to backyard views, offering a relaxed, inviting atmosphere for family and guests alike. Upstairs, the generous primary suite serves as a true private retreat, complete with a walk-in closet
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $318,000 in August 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $264,638 | $264,638 | — |
| 2024 | $268,907 | $268,907 | — |
| 2023 | $70,000 | $70,000 | — |
| 2022 | $18,760 | $18,760 | — |
Estimated taxes if purchased at asking price: ~$4,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,001 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 13, 2026Price change$290,000−$9,000
- Jun 19, 2026Listed$299,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Bridgewater
Bridgewater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Bridgewater homes for sale →Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Bridgewater
Active$291,900MLS# 2150494Est. $1,554/mo72 Vero Drive, St. Augustine, FL 320953 Beds2 Baths1,502 sqftWelcome home to this beautifully updated 3-bedroom, 2.5-bath end unit townhome in desirable St. Augustine! Freshly…
ResidentialCOASTAL REALTY JAX
Active$299,500MLS# 2150711Est. $1,594/mo92 Seaport Breeze Road, St. Johns, FL 320953 Beds2 Baths1,722 sqftBuilt in 2024, this beautiful 3 bedroom, 2.5 bath townhome offers modern living with stunning lake views and…
ResidentialALL REAL ESTATE OPTIONS INC
Active$275,000MLS# 2151525Est. $1,464/mo182 Seaport Breeze Road, St. Augustine, FL 320952 Beds2 Baths1,442 sqftDiscover modern living in this meticulously updated 2 bedroom, 2.5 bathroom townhome offers comfort and style with a…
ResidentialUNITED REAL ESTATE GALLERY
Active$305,000MLS# 2118557Est. $1,623/mo120 Seaport Breeze Road, St. Augustine, FL 320952 Beds2 Baths1,442 sqftseller decided to rent
ResidentialRE/MAX SPECIALISTS PV
Keep looking
Similar homes in St. Augustine
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines