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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bridgewater, St. Augustine — a home near Beachside High School.

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Pending

Pending·113 days on market·Bridgewater

47 Summer Daze Drive

St. Augustine, FL 32095

$280,000$186/sqftEst. $1,551/moMLS# 2151473
↓ $19,000 below original list
3
Beds
2.5
Baths
1,502
Sq Ft
2023
Built
1
Garage
No
Pool

21 more homes for sale in Bridgewater →Search Bridgewater on the map

FEMA Zone XHOA $66/mo2,614 sqft lotTownhouse2 stories

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About this home

Bridgewater

Nearly new 3-bedroom, 2.5-bath END-unit townhome with a 1-car garage and low HOA in the highly sought-after Bridgewater community of Saint Augustine, FL. This move-in ready home delivers the perfect blend of modern comfort, smart design, and unbeatable location - ideal for first-time buyers, growing families, or anyone seeking low-maintenance Florida living. Inside, an open-concept floor plan is bathed in natural light, with tile flooring throughout the main living areas creating a bright, seamless flow. The well-appointed kitchen features granite countertops, a breakfast bar, white cabinetry with crown molding detail, a pantry closet, and like-new stainless steel appliances - perfect for everyday cooking and casual entertaining. The spacious living room opens to backyard views, offering a relaxed, inviting atmosphere for family and guests alike. Upstairs, the generous primary suite serves as a true private retreat, complete with a walk-in closet

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,551
Property taxesest. at asking price, St. Johns County$373
HOAbilled monthly$66
Estimated total, before insurance$1,990/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$280,000
$56,000
Loan Term
Monthly Payment
$1,551
Principal & Interest: $1,551
Property taxes (est.): $373
Insurance (est.): $187
Estimated Total Monthly
$2,110
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,001 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $318,000 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$264,638$264,638—
2024$268,907$268,907—
2023$70,000$70,000—
2022$18,760$18,760—

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 9, 2026Pending$280,000
  • Sep 2, 2026Active Under Contract$280,000
  • Aug 31, 2026Price change$280,000−$10,000
  • Jul 13, 2026Price change$290,000−$9,000
  • Jun 19, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
72 Vero Drive, St. Augustine, FL 32095Listed by COASTAL REALTY JAXOct 2026$289,900$1933/2.51,502690.1
223 Talulla Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCJul 2026$255,000$2112/2.51,2101130.1
30 Vero Drive, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2025$295,000$2442/2.51,210560.1
201 Talulla Trail, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$253,500$2102/2.51,2101060.2
211 Pasadena Drive, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$256,000$2122/2.51,210120.2
119 Talulla Trail, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$257,000$2122/2.51,210760.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$280,000
Price / Sq Ft$186
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,502
Acres0.06 acres
Year Built2023
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusPending
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address47 Summer Daze Drive, St. Augustine, FL 32095
Area304- 210 South
SubdivisionBridgewater
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size2,613.6 sq ft
Lot Dimensions28x93
Parcel Number0261013570

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Playground
Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Porch, Rear Porch
FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 19, 2026
Days on Market74
HOA Fees$66 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bridgewater

Bridgewater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Bridgewater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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