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This home is in Beacon Lake, St. Johns — a home near Beachside High School.

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Active

Active·2 days on market·Beacon Lake

111 Tamar Court

St. Johns, FL 32095

$373,000$269/sqftEst. $1,916/moMLS# 2160881

Beds

Baths

1,388

Sq Ft

2021

Built

Garage

Pool

About this home

Beacon Lake

BANK APPROVED SHORT SALE - BRING ALL OFFERS, MOTIVATED SELLER! Welcome to Beacon Lake where this 3-bedroom, 2-bathroom, one-story townhouse offers the perfect blend of comfort and convenience, with yard maintenance included. A private side entry welcomes you into the home, where natural light pours through triple sliding glass doors. The chef's kitchen features a natural gas cooktop, double ovens, and beautiful double-stacked white cabinetry overlooking the living and dining areas. The large primary suite offers a custom closet organization system and a walk-in shower with a luxury rain showerhead. The split floor plan offers maximum privacy from the secondary bedroom and bath, while the versatile third bedroom offers additional options as a home office or den. Step outside to your screened back porch to enjoy preserve views and watch the ducks in the pond. You'll also want to take advantage of the neighborhood's resort-style amenities. Conveniently located close to I-95 and also US-1.

Cost to own

Mortgage calculator

Home Price

$373,000

Down Payment: 20%

$74,600

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,916

Principal & Interest: $1,916

Property taxes (est.): $496

Insurance (est.): $249

Estimated Total Monthly

$2,661

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,916

Property taxesest. at asking price, St. Johns County$496

HOAbilled quarterly$150

Estimated total, before insurance$2,562/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,517/yr · $543/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$309,134	$258,412	—
2024	$318,351	$224,228	—
2023	$294,985	$216,241	—
2022	$258,486	$208,486	—
2021	$55,000	$46,200	—
2020	$42,000	$42,000	—

2025 property taxes (current owner): $6,517/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,477 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 19, 2026Listed$373,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$373,000

Price / Sq Ft$269

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,388

Acres0.14 acres

Year Built2021

TypeResidential

Sub-TypeTownhouse

StyleCottage

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address111 Tamar Court, St. Johns, FL 32095

Area304- 210 South

SubdivisionBeacon Lake Townhomes

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32095

Lot Size6,098.4 sq ft

Parcel Number0237221220

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Pickleball, Tennis Court(s)

UtilitiesNatural Gas Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewPond, Trees/Woods