This home is in Bridgewater, St. Johns — a waterfront home in St. Johns County.
Sold·Closed Sep 14, 2026·59 days on market·Recent sales in Bridgewater·Bridgewater
92 Seaport Breeze Road
St. Johns, FL 32095
23 more homes for sale in Bridgewater →Search Bridgewater on the map
About this home
Bridgewater
Built in 2024, this beautiful 3 bedroom, 2.5 bath townhome offers modern living with stunning lake views and move-in-ready. The open floor plan features tile flooring throughout the main level, carpet upstairs, and a spacious kitchen with white cabinetry, stainless steel appliances, and a walk-in pantry. Enjoy relaxing water views from the extended paver patio and screened lanai. The upstairs laundry room adds convenience and includes the washer and dryer. Additional upgrades include a water softener system already installed. Residents enjoy exceptional community amenities, including a clubhouse, resort-style pool, splash park, playground, sand volleyball court, and multi-purpose field. Conveniently located near major roads, shopping, and dining. Low HOA of just $66 per month.
Next steps in Bridgewater
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,793 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)about 9 mi · 80 parking spaces
Closest park or preserve
Gourd Island Conservation Area6 min drive · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 7 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 7 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Park11 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publix5 min drive · 835 Cr 210 W, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:38 AM, sunset 6:42 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $2,024,000 in August 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $299,763 | $299,763 | — |
| 2024 | $40,000 | $40,000 | — |
2025 property taxes (current owner): $4,197/yr
Estimated taxes if purchased at asking price: ~$4,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 14, 2026Closed$299,500
- Aug 13, 2026Active Under Contract$299,500
- Aug 9, 2026Active$299,500
- Aug 5, 2026Active Under Contract$299,500
- Jul 18, 2026Price change$299,500−$15,500
- Jun 15, 2026Listed$315,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $174/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 182 Seaport Breeze Road, St. Augustine, FL 32095Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $260,000 | $180 | 2/2.5 | 1,442 | 47 | 0.1 |
| 211 Pasadena Drive, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $256,000 | $212 | 2/2.5 | 1,210 | 12 | 0.2 |
| 204 Pasadena Drive, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $261,500 | $181 | 2/2.5 | 1,442 | 56 | 0.2 |
| 48 Pasadena Drive, St. Augustine, FL 32095Listed by D R HORTON REALTY INC | May 2026 | $334,990 | $232 | 2/2.5 | 1,442 | 51 | 0.2 |
| 201 Talulla Trail, St. Augustine, FL 32095Listed by EXP REALTY LLC | Sep 2026 | $253,500 | $210 | 2/2.5 | 1,210 | 106 | 0.3 |
| 119 Talulla Trail, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $257,000 | $212 | 2/2.5 | 1,210 | 76 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ALL REAL ESTATE OPTIONS INC
Sold by: LA ROSA REALTY NORTH FLORIDA, LLC. (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bridgewater
Bridgewater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Bridgewater homes for sale →Keep looking
More homes in Bridgewater
For Sale175 Seaport Breeze RoadSt. Augustine, FL 32095
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For Sale400 Talulla TrailSt. Augustine, FL 32095
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For Sale409 Talulla TrailSt. Augustine, FL 32095
3 bd · 2.5 ba · 1,502 sq ft
$310,000Est. $1,650/moAlmost new town-home, offers 3 bedrooms, 2.5 baths, and a 1-car garage in a top-rated St johns school district.…
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For Sale114 Summer Moon DriveSt. Augustine, FL 32095
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$312,000Est. $1,661/moWhy wait for new construction when this 2024 D.R. Horton townhome is ready to go? Welcome to 114 Summer Moon Drive in…
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Krista Fracke
Broker Associate
This home sold on Sep 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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