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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a home near Beachside High School.

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Active

Active·111 days on market·Beachwalk

421 Boracay Circle

St. Johns, FL 32259

$299,000$171/sqftEst. $1,643/mo mortgageMLS# 2153850
3
Beds
2.5
Baths
1,751
Sq Ft
2022
Built
1
Garage
No
Pool

6 more homes for sale in Beachwalk →Search Beachwalk on the map

FEMA Zone XHOA $335/mo2,614 sqft lotWaterfrontTownhouse2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Beachwalk

Welcome to the highly sought-after Beachwalk community!Experience true resort-style living w golf cart access to shopping,dining,schools,along w/amenities such as the 14-acre crystal lagoon,swim-up bar,restaurant, fitness center,racquet facilities,kayak/paddleboards,waterslides, dog parks,putting green&active community social calendar.This beautifully maintained 3bed,2.5bath townhome offers an open-concept floor plan w/ spacious living area, modern kitchen featuring quartz countertops, stainless steel appliances&a one-car garage.Upstairs, the generous primary suite includes a walk-in closet and an en-suite bath with a glass-enclosed shower. Step outside to your private backyard patio overlooking the water, the perfect place to enjoy your morning coffee or unwind at the end of the day. Located in the award-winning St.Johns County School District, with convenient access to Jacksonville,airport,historic St.Aug, this home offers perfect blend of comfort, convenience& a Fl lifestyle!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,643
Property taxesest. at asking price, St. Johns County$398
HOAbilled monthly$335
Estimated total, before insurance$2,376/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,667/yr · $556/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,000
$59,800
Loan Term
Monthly Payment
$1,643
Principal & Interest: $1,643
Property taxes (est.): $398
Insurance (est.): $199
Estimated Total Monthly
$2,240
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,504 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $321,000 in November 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2024$295,253$295,253—
2023$271,910$271,910—

2025 property taxes (current owner): $6,667/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Jul 5, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $253/sq ft; this home is listed at $171/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
111 Tamar Court, St. Johns, FL 32095Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$352,000$2543/21,388100.8
371 Tamar Court, St. Augustine, FL 32095Listed by REAL BROKER LLCSep 2026$360,000$2593/21,388870.9
47 Summer Daze Drive, St. Augustine, FL 32095Listed by REAL BROKER LLCOct 2026$280,000$1863/2.51,502741
72 Vero Drive, St. Augustine, FL 32095Listed by COASTAL REALTY JAXOct 2026$289,900$1933/2.51,502691
92 Seaport Breeze Road, St. Johns, FL 32095Listed by ALL REAL ESTATE OPTIONS INCSep 2026$280,000$1633/2.51,722591
197 Charlie Way, St. Augustine, FL 32095Listed by LOKATIONJul 2026$351,500$2533/21,388371

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000
Price / Sq Ft$171
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,751
Acres0.06 acres
Year Built2022
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

Zoned elementaryLakeside Academy
Zoned middleLakeside Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryLakeside Academy
Reported middleLakeside Academy
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address421 Boracay Circle, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionGrand Isle At Beachwalk
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size2,613.6 sq ft
Parcel Number0237201880

Amenities

AmenitiesBeach Access, Clubhouse, Dog Park, Fitness Center, Management - Full Time, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
Waterfront TypeLake Front

Interior

AppliancesDisposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Electric
# of Stories2
LevelsTwo

Additional Information

Date ListedJuly 5, 2026
Days on Market49
HOA Fees$335.48 / Monthly
HOA FrequencyMonthly
Tax Amount$6,667.28
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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