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Sold

Sold·Closed Sep 11, 2026·13 days on market·Recent sales in Aberdeen·Aberdeen

190 Lochnagar Mountain Drive

St. Johns, FL 32259

$402,000sold priceListed at $419,900 · 95.7% of asking$257/sqftMLS# 2157013

Beds

Baths

1,564

Sq Ft

2017

Built

Garage

Pool

19 more homes for sale in Aberdeen →Search Aberdeen on the map

FEMA Zone XHOA $4/mo6,970 sqft lotSingle Family Residence1 story

About this home

Aberdeen

Welcome home to this beautifully maintained, one-owner residence tucked away on a quiet cul-de-sac. Lovingly cared for since it was built, this home reflects true pride of ownership with its immaculate condition and thoughtful updates throughout. Step inside to discover an open, inviting floor plan featuring spacious living areas, stylish finishes, and abundant natural light. The well-appointed kitchen flows seamlessly into the family and dining areas, making it perfect for everyday living and entertaining. The split-bedroom layout offers privacy, while the owner's suite provides a peaceful retreat. Enjoy the exceptional resort style amenities! Conveniently located near shopping, dining, top-rated schools, and major roadways, this move-in-ready home offers the perfect combination of comfort, quality, and location. Don't miss this rare opportunity to own a meticulously cared-for home on one of the community's most desirable cul-de-sac streets.

Next steps in Aberdeen

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,209

Property taxesest. at asking price, St. Johns County$535

HOAbilled annually$4

Estimated total, before insurance$2,748/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,717/yr · $560/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (north)
about 15 mi · 70 parking spaces
Closest park or preserve
Alpine Groves Park
12 min drive · 1 mi of trails
Closest public boat ramp
Hood Landing Public Boat Ramp
about 4 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launch
about 4 mi · St. Johns River
Closest youth league fields
Aberdeen Park
2 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publix
6 min drive · 205 Rivertown Shops Dr, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,717/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Sep 11, 2026Closed$419,900
Sep 4, 2026Pending$419,900
Aug 22, 2026Active$419,900
Aug 11, 2026Active Under Contract$419,900
Jul 24, 2026Listed$419,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $268/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
79 Lochnagar Mountain Drive, St. Johns, FL 32259Listed by RELAX REALTY LLC	Sep 2026	$429,000	$227	4/3	1,886	5	0.1
384 Shetland Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY	Aug 2026	$395,000	$253	3/2	1,564	0	0.1
717 Shetland Drive, St. Johns, FL 32259Listed by WATSON REALTY CORP	Oct 2026	$435,000	$239	3/2	1,819	29	0.3
737 Shetland Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNS	Sep 2026	$400,000	$234	3/2	1,709	8	0.3
544 Grampian Highlands Drive, St. Johns, FL 32259Listed by ASSIST2SELL BUYERS & SELLERS REALTY	Sep 2026	$414,900	$224	4/2	1,850	38	0.4
121 Balmoral Castle Drive, St. Johns, FL 32259Listed by 1 REALTY CORP	Sep 2026	$440,000	$229	4/2	1,923	43	0.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$419,900

Price / Sq Ft$268

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,564

Acres0.16 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

This listingNo schools reported in the MLS

ElementaryFreedom Crossing Academy, reported on 109 other Aberdeen listings

MiddleFreedom Crossing Academy, reported on 106 other Aberdeen listings

HighBartram Trail, reported on 160 other Aberdeen listings

County schoolsSt. Johns County Schools

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address190 Lochnagar Mountain Drive, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionAberdeen

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,969.6 sq ft

Parcel Number0097627560

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Playground

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesEntrance Foyer, Open Floorplan

AppliancesDishwasher, Disposal, Electric Range, Microwave, Plumbed For Ice Maker

HeatingCentral

CoolingElectric

FlooringTile

# of Stories1

SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Dead End Street

FencingFenced, Back Yard

RoofShingle

ConstructionFrame

Additional Information

Date ListedJuly 25, 2026

Days on Market13

HOA Fees$50 / Annually

HOA FrequencyAnnually

Tax Amount$6,716.9

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: ASHLEY HOMES REALTY LLC

Sold by: COLDWELL BANKER ANABASIS REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Aberdeen

Aberdeen is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

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