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This home is in Aberdeen, Fruit Cove.

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Active·Listed today·Aberdeen

285 W Adelaide Drive

Fruit Cove, FL 32259

$489,999$222/sqftEst. $2,522/moMLS# 2160028

Beds

Baths

2,209

Sq Ft

2011

Built

Garage

Pool

About this home

Aberdeen

Welcome to 285 W Adelaide Dr, where comfort, space, and true Florida vibes come together! This beautiful St. Johns County home offers an inviting lifestyle inside and out. Step outdoors and enjoy your own Florida-inspired setting surrounded by palm, olive, fig, and orange trees, creating a unique and relaxing atmosphere right at home. Enjoy peaceful lake views that make morning coffee and Florida evenings even better. Inside, the home offers a spacious and functional layout designed for everyday living and entertaining. A rare 3-car garage provides plenty of room for vehicles, storage, hobbies, or recreational gear. Additional features include a water softener and reverse osmosis (RO) drinking water system for added convenience. Located in highly desirable St. Johns County, this home brings together location, lifestyle, space, and those Florida touches buyers are looking for. Lake view, Florida vibes, and a 3-car garage--this home has it all!

Cost to own

Mortgage calculator

Home Price

$489,999

Down Payment: 20%

$98,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,522

Principal & Interest: $2,522

Property taxes (est.): $652

Insurance (est.): $327

Estimated Total Monthly

$3,500

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,522

Property taxesest. at asking price, St. Johns County$652

HOAbilled annually$4

Estimated total, before insurance$3,178/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,009/yr · $667/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,009/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Aug 13, 2026Listed$489,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$489,999

Price / Sq Ft$222

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,209

Acres0.22 acres

Year Built2011

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address285 W Adelaide Drive, Fruit Cove, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionAberdeen

CityFruit Cove

CountySt. Johns

StateFL

Zip Code32259

Lot Size9,583.2 sq ft

Parcel Number0097620410

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Fitness Center, Playground, Tennis Court(s)

UtilitiesElectricity Available, Sewer Available, Water Available

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewLake

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Double Oven, Electric Oven, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringTile, Vinyl

# of Stories1

LevelsOne