This home is in Ponte Vedra Beach.
Active Under Contract·27 days on market
17 Palm Lane
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
Welcome to your own slice of paradise nestled along the Intracoastal Waterway on one of the most coveted private streets off Roscoe Boulevard! This beautifully remodeled four-bedroom, three-and-a-half-bathroom coastal gem was taken down to the studs and completely reimagined with a charming tin roof that whispers Old Florida character. The generous 100 by 200 lot is one of the larger waterfront parcels on the Intracoastal, offering breathtaking panoramic views that will make your morning coffee feel like a five-star vacation. Step onto the wraparound deck and soak in golden sunrises or spectacular evening skies -- entertaining here is practically effortless. Slide open the glass doors during spring months and let the coastal breezes do the rest. Recent upgrades leave nothing to chance. A brand-new dock and seawall stand ready for your boating adventures, while a replaced septic tank, updated irrigation and drainage systems, a new well pump and pressure tank, and a 2021 heating and
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $1,750,000 in October 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,878,893 | $1,755,250 | — |
| 2025 | $38,362 | $18,120 | — |
| 2024 | $1,658,697 | $1,595,682 | — |
| 2024 | $32,550 | $16,473 | — |
| 2023 | $1,450,620 | $1,450,620 | — |
| 2023 | $18,600 | $14,976 | — |
| 2022 | $828,320 | $533,060 | — |
| 2022 | $18,600 | $13,615 | — |
| 2021 | $641,762 | $516,078 | — |
| 2021 | $15,112 | $12,378 | — |
| 2020 | $536,787 | $475,894 | — |
| 2020 | $15,112 | $11,253 | — |
2025 property taxes (current owner): $24,750/yr
Estimated taxes if purchased at asking price: ~$27,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1961)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,420 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 10, 2026Active Under Contract$1,700,000
- Jun 19, 2026Listed$1,700,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines