This home is in Durbin Crossing, St. Johns — a pool home in St. Johns County.
Pending·52 days on market·Durbin Crossing
570 Saddlestone Drive
St. Johns, FL 32259
27 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map
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About this home
Durbin Crossing
This meticulously maintained 5-bedroom, 3-bathroom pool home with an office and 3-car garage in North Durbin Crossing is ready for you. Built by Toll Brothers, it features premium upgrades including soaring ceilings, arched doorways, bay windows, a decorative gas fireplace, and hardwood floors on the main level. Double doors open to the downstairs primary suite, showcasing an elegant tray ceiling and beautiful backyard views. Across the main floor, a second bedroom offers peaceful backyard views and access to a full bathroom. The heart of the home is the kitchen, equipped with custom cabinetry, granite countertops, double ovens, and a new refrigerator. Enjoy seamless indoor-outdoor living with a massive, screened-in pool area perfect for entertaining. Beyond the screen, a large backyard opens to private preserve views. Upstairs, find new vinyl flooring throughout the remaining three bedrooms. Updates include- Pool Heater (2025) Salt Cell & Filter (2024) New Roof (2024) and AC (2020).
Next steps in Durbin Crossing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,740 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 12 mi · 70 parking spaces
Closest park or preserve
Julington-Durbin Preserveabout 2 mi · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 4 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 3 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Veterans Parkabout 1 mi · Football, Soccer
Closest grocery store
Aldiabout 0.4 mi · 145 Harper Ln, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $11,242/yr
Estimated taxes if purchased at asking price: ~$12,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 18, 2026Pending$799,000
- Sep 16, 2026Active Under Contract$799,000
- Sep 2, 2026Listed$799,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $281/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1684 Fenton Avenue, St. Johns, FL 32259Listed by TAH FLORIDA LLC | Sep 2026 | $585,000 | $201 | 5/3 | 2,909 | 44 | 0.3 |
| 409 Starlis Place, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $579,900 | $242 | 4/3 | 2,400 | 2 | 0.5 |
| 3220 Chestnut Court, St. Johns, FL 32259Listed by WATSON REALTY CORP | Sep 2026 | $660,000 | $213 | 5/3.5 | 3,103 | 11 | 0.7 |
| 352 Arella Way, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNS | Sep 2026 | $659,900 | $238 | 4/3 | 2,770 | 11 | 0.8 |
| 222 Sarah Elizabeth Drive, St. Johns, FL 32259Listed by GAILEY ENTERPRISES LLC | Sep 2026 | $675,000 | $204 | 4/2.5 | 3,302 | 111 | 0.8 |
| 3920 E Glendale Court, St. Johns, FL 32259Listed by MOMENTUM REALTY | Aug 2026 | $660,000 | $225 | 5/4 | 2,934 | 40 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Durbin Crossing
Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Durbin Crossing homes for sale →Keep looking
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Under Contract1685 Fenton AvenueSt. Johns, FL 32259
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$760,000Est. $4,045/moImagine having nearly 4,000 square feet of space, a cul de sac location, and your own little stretch of green space…
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For Sale127 Rockcreek DriveSt. Johns, FL 32259
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines