This home is in Palencia, St. Augustine — a home near Allen D. Nease High School.
Active·94 days on market·Palencia
620 Palencia Club Drive 305
St. Augustine, FL 32095
44 more homes for sale in Palencia →Search Palencia on the map
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About this home
Palencia
Rare opportunity to own in the prestigious Promenade at Palencia condominium. This End-Unit Top Floor home overlooks Palencia Golf Course, Park and Recreation Center from its 3 balconies and private windows. Walk across the street after a day of golf or pickleball and relax on your balcony to watch the sunset. Or bring your coffee out on the main bedroom balcony and watch the sunrise. Walk across the park for dinner at The Palencia Club where you can enjoy full or social memberships. Strolling down Market Street is a great way to enjoy an evening. Bike to the generously outfitted Fitness Center. This 15-home building has elevator lobbies on each floor & access to under-building garage with 2 assigned parking spaces & extra-large private locked storage space. Palencia has 20 miles of biking & hiking trails, tennis, neighborhood parks, pickleball, fitness, shopping area, 2 recreation centers & intra-coastal boardwalk. Reserve your private showing and experience the Palencia difference.
Next steps in Palencia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Concrete — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,809 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve dirt lot36 min drive · 60 parking spaces
Closest park or preserve
Stokes Landing Conservation Area10 min drive · 1.9 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – River Access Rampabout 3 mi · Guana River
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 3 mi · Tolomato River
Closest youth league fields
Palencia Park3 min drive · Baseball
Closest grocery store
Publix5 min drive · 7462 US Hwy 1 N, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $618,200 | $434,908 | — |
| 2024 | $634,260 | $421,944 | — |
| 2023 | $634,260 | $408,198 | — |
| 2022 | $484,000 | $394,852 | — |
| 2021 | $414,700 | $414,700 | — |
| 2020 | $436,700 | $390,588 | — |
2025 property taxes (current owner): $9,218/yr
Estimated taxes if purchased at asking price: ~$12,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 21, 2026Listed$769,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 620 Palencia Club Drive 102, St. Augustine, FL 32095Listed by RE/MAX SPECIALISTS | Jul 2026 | $590,000 | $257 | 3/3 | 2,300 | 126 | 0 |
| 620 Palencia Club Drive 101, St. Augustine, FL 32095Listed by EXP REALTY LLC | Jun 2026 | $705,000 | $272 | 3/3 | 2,590 | 57 | 0 |
| 614 S Loop Parkway, St. Augustine, FL 32095Listed by EXP REALTY LLC | Oct 2026 | $545,000 | $241 | 3/2.5 | 2,266 | 116 | 0.2 |
| 153 Augustine Island Way, St. Augustine, FL 32095Listed by LPT REALTY LLC | May 2026 | $618,000 | $192 | 4/3.5 | 3,214 | 39 | 0.3 |
| 400 La Travesia Flora 101, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jul 2026 | $240,000 | $174 | 3/2 | 1,383 | 28 | 0.8 |
| 200 Paseo Terraza 402, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | May 2026 | $244,000 | $155 | 2/2 | 1,575 | 8 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ROYAL HIGHLANDER REAL ESTATE CONSULTANTS, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palencia
Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
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Krista Fracke
Broker Associate
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