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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a home near Allen D. Nease High School.

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Sold

Sold·Closed Jun 1, 2026·57 days on market·Recent sales in Palencia·Palencia

620 Palencia Club Drive 101

St. Augustine, FL 32095

$705,000sold priceListed at $719,000 · 98.1% of asking$272/sqftMLS# 2132661
3
Beds
3
Baths
2,590
Sq Ft
2006
Built
2
Garage
No
Pool

43 more homes for sale in Palencia →Search Palencia on the map

HOA $1100/moCondominium3 stories

About this home

Palencia

Exceptional opportunity in The Promenade at Palencia, an intimate boutique building of just 15 residences overlooking the lake and the Arthur Hills championship golf course. Highly sought-after and rarely available, this end unit offers additional windows and multiple balconies, flooding the home with natural light and maximizing the panoramic golf and water views. This spacious 2590 sq ft residence features with 3-bedroom, 3-bath and offers convenience without sacrificing the space. The layout showcases an open design centered around a gas fireplace with custom built-ins. French doors open to a spacious terrace overlooking the 18th hole -- the perfect setting for morning coffee, sunset views, or effortless entertaining. The primary suite enjoys tranquil lake vistas and features a spa-inspired bath with a freestanding soaking tub and separate shower.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,905
Property taxesest. at asking price, St. Johns County$938
HOAbilled monthly$1,100
Estimated total, before insurance$5,943/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,982/yr · $665/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$705,000
$141,000
Loan Term
Monthly Payment
$3,905
Principal & Interest: $3,905
Property taxes (est.): $938
Insurance (est.): $470
Estimated Total Monthly
$5,313
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,807 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $780,000 in March 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$617,300$617,300—
2024$567,300$345,067—
2023$567,300$333,560—
2022$430,000$322,388—
2021$368,000$311,542—
2020$368,000$306,550—

2025 property taxes (current owner): $7,982/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $278/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
620 Palencia Club Drive 102, St. Augustine, FL 32095Listed by RE/MAX SPECIALISTSJul 2026$590,000$2573/32,3001260
614 S Loop Parkway, St. Augustine, FL 32095Listed by EXP REALTY LLCOct 2026$545,000$2413/2.52,2661160.2
210 Paseo Terraza 301, St. Augustine, FL 32095Listed by COMPASS FLORIDA LLCDec 2025$360,000$1763/22,043461
118 Bay Lake Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$539,000$2164/32,490221.9
247 Bay Lake Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCJul 2025$570,000$2300/32,477711.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$719,000
Price / Sq Ft$278
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,590
Total Structure Area2,590 sq ft
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleOther
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address620 Palencia Club Drive 101, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0720701110
ZoningCondominium

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Park, Pickleball, Playground, Storage, Tennis Court(s), Trash
UtilitiesCable Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Attached, Garage
ViewGolf Course, Lake, Trees/Woods, Water, Other

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Water Softener Owned
HeatingCentral
CoolingCentral Air, Varies by Unit
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup
SecurityCarbon Monoxide Detector(s), Fire Sprinkler System, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionMany Trees
Patio / PorchCovered, Terrace
FencingOther
RoofTile
ConstructionBlock, Stucco

Additional Information

Date ListedMarch 2, 2026
Days on Market57
HOA Fees$1,100 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water, Other
Tax Amount$7,981.61
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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