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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a home near Allen D. Nease High School.

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Sold

Sold·Closed Oct 7, 2026·116 days on market·Recent sales in Palencia·Palencia

614 S Loop Parkway

St. Augustine, FL 32095

$545,000sold priceListed at $574,900 · 94.8% of asking$241/sqftMLS# 2147379
3
Beds
2.5
Baths
2,266
Sq Ft
2004
Built
2
Garage
No
Pool

43 more homes for sale in Palencia →Search Palencia on the map

FEMA Zone XHOA $10/mo4,356 sqft lotTownhouse2 stories

About this home

Palencia

Live in the heart of amenity-rich, golf neighborhood PALENCIA in the coveted townhome community. This property is near the shops of Market Street, the community pool, gym, pickleball/clay tennis courts, & the country club (an optional membership). An end unit that is bright with windows, this 3 bedroom, 2.5 bath, 2-car garage is a rare find. The kitchen and bathrooms have been updated! Sellers also recently added cabinets/shiplap in the dining area to create a feature wall/extra storage. This townhome is move-in ready and offers an inviting floor plan that includes: a first level owner's suite and laundry, open living/dining with 10 ft. ceilings, plantation shutters, hardwood floors and new tile, half bath, gas cooktop, and a quaint paver courtyard reminiscent of European architecture. Upstairs is a large bonus room with private balcony, 2 additional bedrooms, tankless water heater, and a full bath with two sinks.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,019
Property taxesest. at asking price, St. Johns County$725
HOAbilled annually$10
Estimated total, before insurance$3,754/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,621/yr · $552/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$545,000
$109,000
Loan Term
Monthly Payment
$3,019
Principal & Interest: $3,019
Property taxes (est.): $725
Insurance (est.): $363
Estimated Total Monthly
$4,107
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,797 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $560,000 in October 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$446,403$239,569—
2024$441,753$232,110—
2023$450,630$223,893—
2022$360,838$227,761—
2021$311,591$219,671—
2020$307,812$215,948▼ $49,562

2025 property taxes (current owner): $6,621/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 7, 2026Closed$574,900
  • Sep 22, 2026Active Under Contract$574,900
  • Aug 31, 2026Price change$574,900−$17,100
  • Jul 21, 2026Active$592,000
  • Jul 13, 2026Active Under Contract$592,000
  • May 28, 2026Listed$592,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $257/sq ft; this home is listed at $254/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
620 Palencia Club Drive 102, St. Augustine, FL 32095Listed by RE/MAX SPECIALISTSJul 2026$590,000$2573/32,3001260.2
620 Palencia Club Drive 101, St. Augustine, FL 32095Listed by EXP REALTY LLCJun 2026$705,000$2723/32,590570.2
210 Paseo Terraza 301, St. Augustine, FL 32095Listed by COMPASS FLORIDA LLCDec 2025$360,000$1763/22,043460.8
118 Bay Lake Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$539,000$2164/32,490222
247 Bay Lake Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCJul 2025$570,000$2300/32,477712.1
119 Latham Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCAug 2025$459,000$2813/21,6351082.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$574,900
Price / Sq Ft$254
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,266
Total Structure Area2,266 sq ft
Acres0.10 acres
Year Built2004
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address614 S Loop Parkway, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size4,356 sq ft
Parcel Number0720781040
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Golf Course, Jogging Path, Pickleball, Sauna, Tennis Court(s), Trash
UtilitiesNatural Gas Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Gas Cooktop
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

FencingFenced
ConstructionConcrete

Additional Information

Date ListedMay 28, 2026
Days on Market116
HOA Fees$125 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,621.27
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Sold by: KELLER WILLIAMS FIRST COAST REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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