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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Settlers Landing, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Sep 3, 2026·9 days on market·Recent sales in Settlers Landing·Settlers Landing

337 Potters Mill Trail

Ponte Vedra, FL 32081

$1,160,000sold priceListed at $1,196,000 · 97% of asking$361/sqftMLS# 2156358
4
Beds
3.5
Baths
3,215
Sq Ft
2022
Built
3
Garage
No
Pool

9 more homes for sale in Settlers Landing →Search Settlers Landing on the map

FEMA Zone XHOA $46/mo10,890 sqft lotSingle Family Residence2 stories

About this home

Settlers Landing

Step into elegance through the dramatic two-story foyer, where soaring ceilings and abundant natural light come together on an exceptional oversized lot. Beyond the entry, the home opens to an expansive great room, gourmet kitchen, and dining area, seamlessly blending together to create the perfect setting for both everyday living and effortless entertaining. The spacious living area flows beautifully to the covered lanai, extending your living space outdoors and providing the ideal backdrop for relaxing evenings or gatherings with family and friends. The chef-inspired kitchen serves as the heart of the home, featuring generous workspace and an open design that keeps everyone connected. Occupying an entire wing of the home, the luxurious owner's suite offers a private retreat complete with dual walk-in closets, separate vanities, and a stunning oversized walk-in shower designed for comfort and convenience. Downstairs is complete with an office/flex

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,425
Property taxesest. at asking price, St. Johns County$1,544
HOAbilled annually$46
Estimated total, before insurance$8,015/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,803/yr · $1,067/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,160,000
$232,000
Loan Term
Monthly Payment
$6,425
Principal & Interest: $6,425
Property taxes (est.): $1,544
Insurance (est.): $773
Estimated Total Monthly
$8,742
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $12,803/yr

Estimated taxes if purchased at asking price: ~$18,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 3, 2026Closed$1,196,000
  • Aug 26, 2026Pending$1,196,000
  • Aug 2, 2026Active Under Contract$1,196,000
  • Jul 23, 2026Active$1,196,000
  • Jul 21, 2026Listed$1,196,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $335/sq ft; this home is listed at $372/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
41 Harpers Mill Drive, Ponte Vedra, FL 32081Listed by HERRON REAL ESTATE LLCSep 2026$1,175,000$3775/43,118300.3
300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$624,250$2713/22,3054050.4
152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCOct 2026$685,000$2974/22,30540.5
55 Aspendale Road, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$644,900$2614/3.52,4741550.7
187 Baywinds Court, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Sep 2026$1,302,812$3355/3.53,88400.9
470 Seagrove Drive, Ponte Vedra, FL 32081Listed by WATSON REALTY CORPSep 2026$1,515,000$4295/4.53,53410.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,196,000
Price / Sq Ft$372
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,215
Acres0.25 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address337 Potters Mill Trail, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionSettlers Landing
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size10,890 sq ft
Parcel Number0704950280
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Playground, Trash
Community FeaturesSidewalks
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Gas Water Heater, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Porch, Screened
FencingOther, Back Yard, Full
RoofShingle
ConstructionFiber Cement, Frame
Road SurfacePaved
Road FrontageOther

Additional Information

Date ListedJuly 23, 2026
Days on Market9
HOA Fees$550 / Annually
HOA FrequencyAnnually
HOA NameBCM
HOA Fee IncludesOther
Tax Amount$12,803.01
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Settlers Landing

Settlers Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Settlers Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines