This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Aug 14, 2026·3 days on market·Recent sales in Mandarin
10320 Autumn Valley Road
Jacksonville, FL 32257
About this home
Jacksonville
Renovated Waterfront Pool Home in the Heart of Mandarin! Welcome to your own private oasis at 10320 Autumn Valley Road! Located in the highly sought-after Arrowhead community in Mandarin, this stunningly renovated 4-bedroom, 2-bathroom home offers roughly 2,000 square feet of extra-spacious, luxurious living. Whether you are looking for a forever family home or a turnkey entertainer's dream, this property truly has it all. Interior Features Designed for Comfort & Fun Fully Renovated: Move right in and enjoy the peace of mind that comes with a beautifully updated interior featuring modern finishes and fixtures throughout. Expansive Layout: The generously sized ~2,000 sq. ft. floor plan offers an open, airy feel with plenty of room to spread out, host gatherings, or even set up the ultimate game room. Comfortable Bedrooms: Featuring 4 spacious bedrooms and 2 fully modernized bathrooms, there is plenty of comfortable, private space for family and guests alike.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1979)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,728 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,122/yr
Estimated taxes if purchased at asking price: ~$8,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 14, 2026Closed$415,000
- Jul 23, 2026Price change$415,000+$10,000
- Jul 20, 2026Listed$405,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $208/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10620 Hampton Road, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $390,000 | $243 | 4/2 | 1,608 | 40 | 0.4 |
| 10348 Sequoya Drive, Jacksonville, FL 32257Listed by HESTIA REAL ESTATE SERVICES, INC. | Sep 2026 | $360,000 | $179 | 4/3 | 2,011 | 39 | 0.4 |
| 9872 Lazy Hollow Lane, Jacksonville, FL 32257Listed by WATSON REALTY CORP | Sep 2026 | $389,000 | $247 | 3/2 | 1,577 | 5 | 0.6 |
| 4069 Huntington Forest Boulevard, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $387,500 | $248 | 4/2 | 1,560 | 13 | 0.6 |
| 4067 Bald Eagle Lane, Jacksonville, FL 32257Listed by DJ & LINDSEY REAL ESTATE | Sep 2026 | $410,000 | $246 | 3/2 | 1,670 | 3 | 0.7 |
| 3658 Hampton Glen Place, Jacksonville, FL 32257Listed by WATSON REALTY CORP | Sep 2026 | $355,000 | $229 | 3/2 | 1,550 | 1 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: MILITARY REALTY OF FLORIDA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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