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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a pool home in Jacksonville.

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Active·Listed today

10474 Indian Walk Road

Jacksonville, FL 32257

$450,000$207/sqftEst. $2,321/moMLS# 2159186
4
Beds
2
Baths
2,170
Sq Ft
1980
Built
2
Garage
Yes
Pool

About this home

Jacksonville

This inviting 1-story home features 4 bedrooms, 2 bathrooms, and a 2-car garage with a spacious layout designed for comfortable living and entertaining. The welcoming living room is highlighted by a cozy fireplace, while the formal dining room provides the perfect setting for everyday meals and special gatherings. Situated on a generously sized lot, the home offers a private backyard oasis with an in-ground pool and a spacious wood-fenced yard, providing plenty of room to relax, entertain, or enjoy the outdoors. Recent improvements include fresh interior paint throughout and new flooring in the family room. With its desirable features and thoughtful updates, this home is ready for you to make it your own. One or more photos may have been virtually staged, AI-generated, or digitally enhanced to illustrate the property's potential.

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,321
Principal & Interest: $2,321
Property taxes (est.): $735
Insurance (est.): $300
Estimated Total Monthly
$3,355
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,321
Property taxesest. at asking price, Duval County$735
Estimated total, before insurance$3,055/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,001/yr · $500/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,001/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,257 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 7, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$450,000
Price / Sq Ft$207
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,170
Acres0.49 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame, Ranch
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address10474 Indian Walk Road, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionArrowhead Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size21,344.4 sq ft
Parcel Number1490172152

Amenities

UtilitiesOther
SewerUnknown
Water SourceOther
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesEat-in Kitchen, Open Floorplan
AppliancesDishwasher, Electric Range, Refrigerator
HeatingElectric
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

FencingBack Yard, Wood
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 7, 2026
Days on Market0
Tax Amount$6,001.36
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAINSTAY BROKERAGE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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