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This home is in Stillwater, St. Johns.

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Active

Active·1 day on market·Stillwater

70 Greenie Bend

St. Johns, FL 32259

$455,000$262/sqftEst. $2,422/moMLS# 2155930
3
Beds
2
Baths
1,737
Sq Ft
2022
Built
2
Garage
No
Pool

About this home

Stillwater

Welcome to 70 Greenie Bend, where luxury, privacy, and lawn maintenance-free living come together in one of St. Johns County's premier gated active adult communities, Stillwater Golf & Country Club. Perfectly positioned on a quiet cul-de-sac street and backing to a picturesque preserve, this exceptional residence offers the peaceful setting you've been searching for while providing access to an unmatched resort-style lifestyle. Designed with both elegance and everyday comfort in mind, the heart of the home is a stunning chef's kitchen featuring a gas cooktop, double ovens, quartz countertops, and 42-inch cabinetry adorned with crown molding--perfect for entertaining family and friends. Plantation shutters throughout the home add timeless sophistication, while the expansive primary suite serves as a private retreat, complete with a custom accent wall and a spa-inspired bathroom featuring an oversized walk-in shower with dual shower heads and a luxurious rain shower head. Offering two

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,313
Principal & Interest: $2,313
Est. Taxes & Insurance: $578
Estimated Total Monthly
$2,891
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,422
Property taxesest. at asking price, St. Johns County$605
HOAbilled monthly$711
Estimated total, before insurance$3,738/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$363,247$253,910
2024$396,931$250,906
2023$397,566$242,142
2022$100,800$100,800

2025 property taxes (current owner): $7,300/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 17, 2026Listed$455,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$455,000
Price / Sq Ft$262
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,737
Acres0.16 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address70 Greenie Bend, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionStillwater
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size6,969.6 sq ft
Parcel Number0098620360

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Pickleball, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingElectric
CoolingCentral Air
# of Stories1
SecurityCarbon Monoxide Detector(s), Security Gate

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Rear Porch, Screened
ConstructionFiber Cement

Additional Information

Date ListedJuly 17, 2026
Days on Market0
HOA Fees$710.7 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Structure
Tax Amount$7,300.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

The neighborhood

About Stillwater

Stillwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Stillwater homes for sale →

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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