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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Stillwater, St. Johns — a 55+ community home in St. Johns County.

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Active Under Contract

$400,000Active Under Contract3 bd · 3 ba · 1,944 sq ft

Active Under Contract·101 days on market·Stillwater

126 Round Robin Run

St. Johns, FL 32259

$400,000$206/sqftEst. $2,181/mo mortgageMLS# 2156662
↓ $50,000 below original list
3
Beds
3
Baths
1,944
Sq Ft
2024
Built
2
Garage
No
Pool

26 more homes for sale in Stillwater →Search Stillwater on the map

FEMA Zone XHOA $710/mo11,761 sqft lotWaterfrontSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Stillwater

BEST PRICED 3/3 in Stillwater! Welcome to resort-style living where unlimited golf is included in your monthly HOA fee! Nestled on a quiet cul-de-sac with tranquil lake views in Stillwater Golf & Country Club, St. Augustine's premier gated 55+ active adult community, this beautifully upgraded, almost new home combines elegant design, thoughtful finishes, and low-maintenance living. From the moment you step inside, you'll appreciate the wood-look tile flooring, custom interior paint, plantation shutters, upgraded lighting and ceiling fans, and an open-concept TREVI floor plan designed for comfortable everyday living and effortless entertaining. The gourmet kitchen is a standout, featuring quartz countertops, a custom tile backsplash, stainless steel appliances, a five-burner gas cooktop, double convection oven, deep single-basin sink with gooseneck faucet, and custom pull-out cabinet drawers. The spacious primary suite offers a spa-inspired retreat with a luxurious

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,181
Property taxesest. at asking price, St. Johns County$532
HOAbilled monthly$710
Estimated total, before insurance$3,423/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,612/yr · $468/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$400,000
$80,000
Loan Term
Monthly Payment
$2,181
Principal & Interest: $2,181
Property taxes (est.): $532
Insurance (est.): $267
Estimated Total Monthly
$2,980
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,607 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$416,664$416,664—
2024$120,000$110,000—
2023$100,000$100,000—
2022$100,800$100,800—

2025 property taxes (current owner): $5,612/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 14, 2026Active Under Contract$400,000
  • Oct 3, 2026Price change$400,000−$25,000
  • Aug 15, 2026Price change$425,000−$25,000
  • Jul 31, 2026Active$450,000
  • Jul 23, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
70 Greenie Bend, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$430,000$2483/21,737640.3
3101 E Banister Road, St. Augustine, FL 32092Listed by LOKATIONSep 2026$425,000$2353/21,808310.3
206 Rivercliff Trail, St. Augustine, FL 32092Listed by WATSON REALTY CORPOct 2026$475,000$2233/22,126280.9
4309 Comanche Trail Boulevard, St. Johns, FL 32259Listed by DAVIDSON REALTY, INC.Oct 2026$420,000$2443/21,718231.2
1424 Tintern Lane, St. Augustine, FL 32092Listed by RE/MAX SPECIALISTS PVOct 2026$435,000$2224/21,963281.2
1578 Stillwater Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$375,000$1993/21,8861741.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$400,000
Price / Sq Ft$206
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,944
Total Structure Area2,725 sq ft
Acres0.27 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
55+ CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryTimberlin Creek
Reported middleSwitzerland Point
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address126 Round Robin Run, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionStillwater
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size11,761.2 sq ft
Parcel Number0098620130
ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Full Time, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Restaurant, Gated, Curbs
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewLake, Water
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Other
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Freezer, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt, Paved

Additional Information

Date ListedJuly 31, 2026
Days on Market101
HOA Fees$710 / Monthly
HOA FrequencyMonthly
HOA NameStillwater Community Association
HOA Fee IncludesMaintenance Grounds, Other
Tax Amount$5,611.89
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Stillwater

Stillwater is a neighborhood in Fruit Cove, FL (St. Johns County), ZIP 32259.

View all Stillwater homes for sale →
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