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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in South Hampton, St. Augustine — a home near Bartram Trail High School.

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Sold

Sold·Closed Sep 24, 2026·31 days on market·Recent sales in South Hampton·South Hampton

3101 E Banister Road

St. Augustine, FL 32092

$425,000sold priceListed at $439,000 · 96.8% of asking$235/sqftMLS# 2157993
3
Beds
2
Baths
1,808
Sq Ft
2005
Built
2
Garage
No
Pool

15 more homes for sale in South Hampton →Search South Hampton on the map

FEMA Zone XHOA $111/mo6,970 sqft lotSingle Family Residence1 story

About this home

South Hampton

Home located in highly desirable South Hampton Golf Club with an abundance of amenities. 3/2 well maintained home with no CDD fees. All kitchen appliances and water softener included. New roof and water heater installed in 2023. Separate dining room/fles room, eat in kitchen and breakfast bar. Fireplace in the family room with glass sliding doors to a fenced backyard, ideal for kids or pets.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,317
Property taxesest. at asking price, St. Johns County$566
HOAbilled semi-annually$111
Estimated total, before insurance$2,994/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,133/yr · $428/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA_Premises point dataset with CCB_DESCR like sewer · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA_Premises point dataset with CCB_DESCR like sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,719 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,133/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 27, 2026Closed$439,000
  • Aug 25, 2026Active Under Contract$439,000
  • Jul 31, 2026Listed$439,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $243/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1424 Tintern Lane, St. Augustine, FL 32092Listed by RE/MAX SPECIALISTS PVOct 2026$435,000$2224/21,963280.9
4309 Comanche Trail Boulevard, St. Johns, FL 32259Listed by DAVIDSON REALTY, INC.Oct 2026$420,000$2443/21,718231.1
4532 Comanche Trail Boulevard, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSSep 2026$444,900$2543/21,75351.2
4569 Comanche Trail Boulevard, St. Johns, FL 32259Listed by WATSON REALTY CORPSep 2026$415,000$2553/21,628331.2
1578 Stillwater Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$375,000$1993/21,8861741.3
136 Rose Bud Lane, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$655,082$2924/32,24111.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,000
Price / Sq Ft$243
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,808
Acres0.16 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address3101 E Banister Road, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSouth Hampton
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size6,969.6 sq ft
Parcel Number0099726070

Amenities

UtilitiesWater Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Electric Oven, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Patio
RoofShingle
ConstructionStucco

Additional Information

Date ListedJuly 31, 2026
Days on Market31
HOA Fees$665.38 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$5,132.91
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOKATION

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About South Hampton

South Hampton is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all South Hampton homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines