Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Stillwater, St. Johns — a gated community home in St. Johns County.

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Active

Active·Listed today·Stillwater

761 Stillwater Boulevard

St. Johns, FL 32259

$500,000$288/sqftEst. $2,571/moMLS# 2162283

Beds

Baths

1,737

Sq Ft

2022

Built

Garage

Pool

About this home

Stillwater

VA ASSUMABLE LOAN available for qualified buyers! Enjoy beautiful water-to-golf course views in gated Stillwater Golf & Country Club. This popular Halle floor plan offers 3 bedrooms, 2 baths, a dedicated office, and 1,737 SF of thoughtfully designed living space. Wood-look tile flows throughout the main living areas into the chef's kitchen featuring quartz countertops, gas cooktop, double ovens, stainless steel appliances, and a large island overlooking the open living and dining areas. Sliding doors lead to a screened lanai with peaceful water and golf course views. The private primary suite is tucked away at the rear of the home, while two additional bedrooms and the office are located toward the front. Stillwater offers a Bobby Weed-designed championship golf course, Toptracer driving range, clubhouse, resort-style pool, fitness center, pickleball, tennis, and an active social calendar. Ask about a 2/1 buydown or closing cost assistance with preferred lender.

Cost to own

Mortgage calculator

Home Price

$500,000

Down Payment: 20%

$100,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,571

Principal & Interest: $2,571

Property taxes (est.): $665

Insurance (est.): $333

Estimated Total Monthly

$3,569

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,571

Property taxesest. at asking price, St. Johns County$665

HOAbilled monthly$711

Estimated total, before insurance$3,947/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,719/yr · $310/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$367,389	$0	—
2024	$401,477	$0	—
2023	$402,280	$402,280	—
2022	$100,800	$100,800	—

2025 property taxes (current owner): $3,719/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,547 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 28, 2026Listed$500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$500,000

Price / Sq Ft$288

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,737

Acres0.16 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

55+ CommunityYes

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBeachside

Community Information

Address761 Stillwater Boulevard, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionStillwater

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,969.6 sq ft

Parcel Number0098621290

ZoningResidential

Amenities

AmenitiesClubhouse, Fitness Center, Gated, Golf Course, Management - Full Time, Management- On Site, Pickleball, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewGolf Course, Water

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingElectric

CoolingElectric

FlooringCarpet, Tile

# of Stories1

LevelsOne

Security24 Hour Security, Security Gate