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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cypress Trails, Jacksonville — a waterfront home in Nocatee.

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Sold

Sold·Closed Aug 20, 2026·3 days on market·Recent sales in Cypress Trails·Cypress Trails

144 Gray Wolf Trail

Jacksonville, FL 32081

$470,000sold priceListed at $479,000 · 98.1% of asking$248/sqftMLS# 2155828
3
Beds
2
Baths
1,892
Sq Ft
2015
Built
2
Garage
No
Pool

6 more homes for sale in Cypress Trails →Search Cypress Trails on the map

FEMA Zone XHOA $50/mo0.44 acresWaterfrontSingle Family Residence1 story

About this home

Cypress Trails

JUST LISTED and OPEN HOUSE 7/19 from12-2PM. Freshly painted exterior & beautifully maintained 3-bedroom, 2-bath home with an enclosed office and screened lanai is nestled on a quiet street in desirable Cypress Trails at Nocatee. Situated on a premium 50-foot homesite, with a large fenced in backyard that has plenty of room for a pool... this home offers spectacular water to preserve views. Enjoy the peaceful setting from the screened lanai or from the many rear-facing rooms that showcase the tranquil backdrop. The neighborhood pool, which is maintained by the CDD, is just down the street. Cypress Park features a resort-style family pool with shallow entry, sports fields, a dog park, residents' clubhouse, playground, event lawn, walking and biking trails, EV parking, & bike racks. PLUS, you'll have access to everything Nocatee is known for, including Splash and Spray Water Parks with thrilling water slides, a lazy river, zip lines, fitness center, pickleball courts, playgrounds...

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,603
Property taxesest. at asking price, Duval County$767
HOAbilled annually$50
Estimated total, before insurance$3,420/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,885/yr · $824/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$470,000
$94,000
Loan Term
Monthly Payment
$2,603
Principal & Interest: $2,603
Property taxes (est.): $767
Insurance (est.): $313
Estimated Total Monthly
$3,684
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,885/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 20, 2026Closed$479,000
  • Jul 20, 2026Active Under Contract$479,000
  • Jul 17, 2026Listed$479,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $268/sq ft; this home is listed at $253/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
215 White Marsh Drive, Jacksonville, FL 32081Listed by MOMENTUM REALTYAug 2026$520,000$2234/2.52,332560.1
110 White Marsh Drive, Jacksonville, FL 32081Listed by LOKATIONAug 2026$590,000$2683/22,20020.2
90 Vestavia Court, Jacksonville, FL 32081Listed by REALTY ONE GROUP ELEVATEAug 2026$439,000$2454/21,794791
435 Wingstone Drive, Jacksonville, FL 32081Listed by HOUSE & HAVENAug 2026$519,400$2443/22,1331271.1
269 Brookline Trail, Ponte Vedra, FL 32081Listed by WATSON REALTY CORPOct 2026$415,000$2793/21,4901331.2
164 Pinewoods Street, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$547,500$2743/22,00101.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$479,000
Price / Sq Ft$253
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,892
Acres0.44 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address144 Gray Wolf Trail, Jacksonville, FL 32081
Area029-Nocatee (Duval County)
SubdivisionCypress Trails At Nocatee
CityJacksonville
CountyDuval
StateFL
Zip Code32081
Lot Size19,166.4 sq ft
Parcel Number1681480695

Amenities

AmenitiesPool, Basketball Court, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve, Trees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Gas Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionEasement Access, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
FencingFenced, Back Yard, Wrought Iron
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 17, 2026
Days on Market3
HOA Fees$595 / Annually
HOA FrequencyAnnually
Tax Amount$9,885.31
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cypress Trails

Cypress Trails is a neighborhood in Nocatee, FL (Duval County), ZIP 32081.

View all Cypress Trails homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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