Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Lake Mandarin, Jacksonville — a home near Mandarin High School.

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Active

Active·16 days on market·Lake Mandarin

3401 Parson Court

Jacksonville, FL 32223

$300,000$198/sqftEst. $1,530/moMLS# 2155764

Beds

Baths

1,517

Sq Ft

1979

Built

Garage

Pool

About this home

Lake Mandarin

An open-air courtyard sits at the center of this detached patio home, framed in sliding glass off the living room and second bedroom, a private garden that pulls light into the heart of the floor plan. Set on a 0.22-acre corner lot in Lake Mandarin, the block-constructed home offers 3 bedrooms, 2 full baths, and 1,517 square feet in a split layout with vaulted ceilings. The living room opens through a second wall of sliders to the walled rear patio, shaded by mature oaks, and the primary suite enjoys its own patio access along with a dual-sink vanity and walk-in closet. Wood-look vinyl flooring runs through the main areas and bedrooms, the kitchen pairs stainless appliances with a wide window overlooking the patio, and the two-car garage includes a utility sink. Patio home ownership here means a fully detached house with its own front, side, and rear yards, offering single-family privacy with a footprint sized for easy upkeep.

Cost to own

Mortgage calculator

Home Price

$300,000

Down Payment: 20%

$60,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,530

Principal & Interest: $1,530

Property taxes (est.): $490

Insurance (est.): $200

Estimated Total Monthly

$2,219

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,530

Property taxesest. at asking price, Duval County$490

HOAbilled annually$27

Estimated total, before insurance$2,046/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,698/yr · $392/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,698/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 16, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$300,000

Price / Sq Ft$198

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,517

Total Structure Area1,982 sq ft

Acres0.22 acres

Year Built1979

TypeResidential

Sub-TypeSingle Family Residence

StylePatio Home

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryCrown Point

MiddleMandarin

HighMandarin

Community Information

Address3401 Parson Court, Jacksonville, FL 32223

Area014-Mandarin

SubdivisionLake Mandarin

CityJacksonville

CountyDuval

StateFL

Zip Code32223

Lot Size9,583.2 sq ft

Parcel Number1564112738

ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Garage, Washer Hookup