This home is in Lake Mandarin, Jacksonville — a home near Mandarin High School.
Active Under Contract·89 days on market·Lake Mandarin
3407 Fairbanks Grant Road N
Jacksonville, FL 32223
About this home
Lake Mandarin
Welcome home to this beautifully updated 3bed, 2bath ,2 car garage W/1552 Sq Ft of comfortable living space in desirable Mandarin. This home combines privacy, convenience, & low-maintenance living. Low HOA dues & NO CDD fees. LVP flooring throughout & Split floor plan provides privacy for the spacious owner's suite that features a huge walk-in closet, granite vanity, linen closet, & a stunning wall of glass that opens to a completely private backyard oasis. The heart of the home is the bright & inviting kitchen, W/white 30''cabinets,pantry closet, breakfast bar, & seamless flow into the dining room. A gorgeous sliding window opens directly to the backyard patio, creating the perfect setup for entertaining, weekend BBQs, & indoor-outdoor living. The Coquina exterior adds timeless curb appeal. You'll enjoy easy access to shopping, dining, parks & major highways. Come sit feed the birds & enjoy nature in your new home.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1979)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,749 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $246,038 | $113,027 | ▲ $10,000 |
| 2024 | $236,337 | $108,994 | — |
| 2023 | $243,677 | $104,218 | ▲ $22,800 |
| 2022 | $212,701 | $104,081 | ▲ $22,439 |
| 2021 | $162,225 | $162,024 | ▲ $10,310 |
| 2020 | $147,295 | $147,295 | ▲ $4,517 |
2025 property taxes (current owner): $2,534/yr
Estimated taxes if purchased at asking price: ~$6,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 30, 2026Active Under Contract$317,000
- Aug 21, 2026Price change$317,000−$8,000
- Aug 10, 2026Price change$325,000−$10,000
- Jul 17, 2026Price change$335,000−$24,900
- Jun 22, 2026Listed$359,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER BREEZE REALTY · dori@summerbreezerealestate.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Lake Mandarin
Lake Mandarin is a neighborhood in Jacksonville, FL (Duval County), ZIP 32223.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines