This home is in Lake Mandarin, Jacksonville — a waterfront home in Jacksonville.
$389,500Sold3 bd · 3 ba · 1,833 sq ft
Sold·Closed Sep 28, 2026·48 days on market·Recent sales in Lake Mandarin·Lake Mandarin
11117 Zephyr Way
Jacksonville, FL 32223
5 more homes for sale in Lake Mandarin →Search Lake Mandarin on the map
About this home
Lake Mandarin
This beautiful split level home offers 1883 sq ft with 3 bedrooms & 3 full bathrooms in the heart of highly sought after Mandarin. This lakeside hideaway with a coastal soul is located on a cul-de-sac with direct access to the spring-fed Lake Mandarin. Designed with elegance and functionality in mind. This home features a bright open floorplan. The gourmet chef's kitchen boasts sleek quartz countertops, a spacious center island with a breakfast bar & stainless-steel appliances. The kitchen flows seamlessly into the open -concept dining and living area, making it ideal for hosting gatherings & staying connected with guests while enjoying breathtaking views of the lake. Sit down and relax in the spacious family room with soaring 14 foot ceilings and enjoy cozy, tranquil nights nestled in front of a wood-burning fireplace. The 1st floor offers a bedroom which is currently used as a home office, with a full bathroom conveniently located just steps away. See more........
Next steps in Lake Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1978)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,697 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave S30 min drive · 28 parking spaces
Closest park or preserve
Julington-Durbin Preserve13 min drive · 6.4 mi of trails
Closest public boat ramp
Mandarin Park Boat Rampabout 3 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
County Dock Hand Launch Areaabout 2 mi · St. Johns River
Closest youth league fields
Burnett Park9 min drive · Baseball, Softball
Closest grocery store
Walmart Supercenter3 min drive · 10991 San Jose Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $286,714 | $124,593 | ▲ $11,000 |
| 2024 | $276,065 | $120,375 | ▼ $247 |
| 2023 | $284,856 | $115,413 | ▲ $24,317 |
| 2022 | $250,087 | $110,596 | ▲ $30,275 |
| 2021 | $186,495 | $105,919 | ▼ $3,454 |
| 2020 | $184,367 | $103,767 | ▲ $5,253 |
2025 property taxes (current owner): $2,740/yr
Estimated taxes if purchased at asking price: ~$7,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 27, 2026Closed$399,990
- Aug 7, 2026Active Under Contract$399,990
- Jul 17, 2026Price change$399,990−$7,510
- Jun 19, 2026Listed$407,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $212/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3413 Sarah Spaulding Court, Jacksonville, FL 32223Listed by HASSLE-FREE REALTY LLC | Oct 2026 | $344,900 | $206 | 3/2 | 1,676 | 11 | 0.1 |
| 3342 Sarah Spaulding Drive, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $375,000 | $223 | 4/2 | 1,681 | 58 | 0.2 |
| 3407 Fairbanks Grant Road N, Jacksonville, FL 32223Listed by SUMMER BREEZE REALTY | Sep 2026 | $317,000 | $208 | 3/2 | 1,527 | 95 | 0.2 |
| 3401 Parson Court, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $289,000 | $191 | 3/2 | 1,517 | 54 | 0.2 |
| 3569 Hampton Glen Place, Jacksonville, FL 32257Listed by ROUND TABLE REALTY | Oct 2026 | $365,000 | $240 | 3/2 | 1,522 | 60 | 0.5 |
| 3821 Olympic Lane, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLC | Oct 2026 | $375,000 | $262 | 3/2 | 1,432 | 43 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPLETE HOME REALTY, INC.
Sold by: HOUSE & HAVEN (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Lake Mandarin
Lake Mandarin is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.
View all Lake Mandarin homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines