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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·Listed today

10443 Osprey Nest Drive W

Jacksonville, FL 32257

$370,000$236/sqftEst. $1,904/moMLS# 2160092
3
Beds
2
Baths
1,571
Sq Ft
1987
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome home to this beautifully charming 3-bedroom, 2-bathroom residence nestled in a highly desirable neighborhood, where warmth and comfort greet you the moment you step inside. The inviting living area centers around a stunning fireplace, creating the perfect space to gather, unwind, and make lasting memories, while upgraded LVP flooring flows seamlessly throughout the home, offering both modern style and effortless, low-maintenance living. The spacious primary suite is a true private retreat, designed for relaxation with a luxurious soaking tub and generous closet space that makes everyday living feel indulgent and organized. Step outside and experience the rare serenity of peaceful water views right from your backyard, where you can enjoy morning coffee by the water or cast a line and fish just steps from your door. A convenient 2-car garage adds valuable storage and everyday ease, completing a home that truly checks every box. Blending comfort, charm, and coveted waterfront

Cost to own

Mortgage calculator

$370,000
$74,000
Loan Term
Monthly Payment
$1,904
Principal & Interest: $1,904
Property taxes (est.): $604
Insurance (est.): $247
Estimated Total Monthly
$2,755
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,904
Property taxesest. at asking price, Duval County$604
HOAbilled annually$10
Estimated total, before insurance$2,518/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,228/yr · $186/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,228/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 14, 2026Listed$370,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$370,000
Price / Sq Ft$236
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,571
Acres0.33 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address10443 Osprey Nest Drive W, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionNatures Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size14,374.8 sq ft
Parcel Number1556745240

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

AppliancesElectric Oven, Electric Water Heater
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Additional Information

Date ListedAugust 14, 2026
Days on Market2
HOA Fees$120 / Annually
HOA FrequencyAnnually
Tax Amount$2,228.45
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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