This home is in Jacksonville — a waterfront home in Jacksonville.
$436,131Sold4 bd · 2 ba · 2,057 sq ft
Sold·Closed Oct 1, 2026·14 days on market·Recent sales in Mandarin
5428 Downington Drive
Jacksonville, FL 32257
About this home
Jacksonville
A rare opportunity to own a home in the highly desirable Adams Walk community! If you're ready to begin a new chapter in a charming, centrally located neighborhood, this home deserves a spot at the top of your list.Start your mornings with coffee or tea while taking in peaceful pond views from the enclosed patio or the waterside deck--an ideal setting to relax and unwind. Designed with both comfort and functionality in mind, the split-bedroom floor plan offers a private primary suite on one side of the home, two additional bedrooms tucked away on the opposite side, and a versatile fourth bedroom with French doors off the eat in kitchen that makes an excellent home office, guest room, or flex space. Floorplan also includes a separate dining room and second living area, providing plenty of space for entertaining and everyday living. You'll appreciate the designer touches, including granite countertops, glass cabinet doors, and premium crown molding. Welcome Home!
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,671 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave Sabout 13 mi · 28 parking spaces
Closest park or preserve
Julington-Durbin Preserveabout 6 mi · 6.4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Rampabout 2 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 2 mi · Goodby's Creek
Closest youth league fields
Turf House Jaxabout 1 mi · Soccer
Closest grocery store
Aldiabout 0.6 mi · 8775 Old Kings Road South, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $379,846 | $379,846 | ▲ $10,238 |
| 2025 | $362,213 | $362,213 | — |
| 2024 | $363,762 | $353,535 | — |
| 2023 | $376,072 | $321,396 | — |
| 2022 | $349,896 | $292,179 | — |
| 2021 | $265,618 | $265,618 | — |
| 2020 | $246,387 | $246,387 | — |
2025 property taxes (current owner): $6,810/yr
Estimated taxes if purchased at asking price: ~$8,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 1, 2026Closed$419,900
- Jul 10, 2026Active Under Contract$419,900
- Jun 26, 2026Listed$419,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $212/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9332 Mill Springs Drive, Jacksonville, FL 32257Listed by CORE REALTY, LLC | Sep 2026 | $350,000 | $172 | 5/2 | 2,036 | 166 | 0.6 |
| 9592 Abby Glen Circle, Jacksonville, FL 32257Listed by KELLER WILLIAMS JACKSONVILLE | Oct 2026 | $402,500 | $221 | 3/2 | 1,818 | 39 | 0.7 |
| 9042 Warwickshire Road, Jacksonville, FL 32257Listed by DOUGLAS ELLIMAN FLORIDA | Sep 2026 | $310,000 | $213 | 3/2 | 1,456 | 2 | 0.7 |
| 8781 Goodbys Cove Drive, Jacksonville, FL 32217Listed by UNITED REAL ESTATE GALLERY | Nov 2026 | $340,000 | $234 | 3/2 | 1,452 | 124 | 1.3 |
| 4423 Sun Lily Court, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLC | Oct 2026 | $368,000 | $220 | 2/2 | 1,669 | 58 | 1.4 |
| 9515 Broken Oak Boulevard, Jacksonville, FL 32257Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $375,000 | $208 | 3/2 | 1,801 | 98 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXIT INSPIRED REAL ESTATE
Sold by: COMPASS FLORIDA LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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