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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Atlantic Coast High School.

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Active Under Contract

Active Under Contract·49 days on market

9592 Abby Glen Circle

Jacksonville, FL 32257

$399,900$220/sqftEst. $2,189/moMLS# 2160535
3
Beds
2
Baths
1,818
Sq Ft
2015
Built
2
Garage
No
Pool
FEMA Zone XHOA $40/moSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

*Multiple Offers Notice! Highest & Best Offer due by 5 PM on 9/23/26* This charming 3-bedroom, 2-bathroom home features $22K in upgrades & captivating preserve views. At its heart, a beautifully appointed kitchen showcases rich wood cabinetry, Corian countertops, a tile backsplash, a breakfast island, and a walk-in pantry. The owner's suite features a walk-in closet, closet organizer, dual-sink vanity, and walk-in shower. A versatile flex room adapts effortlessly as a private office or 4th bedroom. A screened lanai with upgraded tile invites seamless indoor/outdoor living, while the extended patio & fully fenced yard overlooks the lush preserves. Upgrades: LVP flooring (2023), tiled foyer & patio (2023), custom master closet (2023), new range, Bosch dishwasher & faucet (2023), new fridge (2024), 2 new toilets (2025), rear vinyl fence (2025), AC UV light (2026) & garage door opener (2026). Timeless comfort, prime location, No CDD fees. Near schools, dining, shopping, UNF & the Beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,189
Property taxesest. at asking price, Duval County$653
HOAbilled annually$40
Estimated total, before insurance$2,882/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,667/yr · $306/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,900
$79,980
Loan Term
Monthly Payment
$2,189
Principal & Interest: $2,189
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,109
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,563 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,667/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Active Under Contract$399,900
  • Aug 17, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,900
Price / Sq Ft$220
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,818
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMandarin Oaks
MiddleAlfred Dupont

Community Information

Address9592 Abby Glen Circle, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionAbby Glen
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Parcel Number1491863010
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionWooded
Patio / PorchFront Porch, Patio, Screened
FencingFenced
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 17, 2026
Days on Market42
HOA Fees$485 / Annually
HOA FrequencyAnnually
Tax Amount$3,667.25
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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