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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Sep 17, 2026·16 days on market·Recent sales in Mandarin

2826 Sweetholly Drive

Jacksonville, FL 32223

$430,000sold priceListed at $450,000 · 95.6% of asking$188/sqftMLS# 2155516
4
Beds
2.5
Baths
2,286
Sq Ft
1997
Built
2
Garage
No
Pool
FEMA Zone XHOA $29/mo10,890 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Nestled in the sought-after Mandarin area, this stunning 4-bedroom, 2.5-bath home blends timeless elegance with exceptional space. Located in an established neighborhood with mature landscaping and an oversized side-entry garage, it offers impressive curb appeal. Inside, custom archways, niches, and built-ins add warmth and character. The gourmet kitchen features solid-surface countertops, center island, breakfast bar, abundant cabinetry, and double pantries--perfect for everyday living and entertaining. Gather in the formal dining room or spacious family room with a striking stone fireplace. The private primary suite boasts tray ceilings, dual closets, and a spa-inspired bath with dual vanities, soaking tub, and glass shower. A generous guest room with three closets and adjacent half bath adds flexibility. Close to premier shopping, dining, parks, and highways. Schedule your private showing today! Some photos may be virtually staged.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,382
Property taxesest. at asking price, Duval County$702
HOAbilled annually$29
Estimated total, before insurance$3,113/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,475/yr · $290/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$430,000
$86,000
Loan Term
Monthly Payment
$2,382
Principal & Interest: $2,382
Property taxes (est.): $702
Insurance (est.): $287
Estimated Total Monthly
$3,371
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,607 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,475/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Closed$450,000
  • Jul 31, 2026Pending$450,000
  • Jul 15, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12253 Orange Grove Drive, Jacksonville, FL 32223Listed by BARBARA ANN BURKE, BROKERSep 2026$540,000$2313/22,334790.3
2601 Michaelson Way, Jacksonville, FL 32223Listed by TRADITIONS REALTY LLCSep 2026$527,900$2344/22,258690.4
11945 Elizabeth Ann Court, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTSSep 2026$451,700$2014/22,248790.4
12227 Flynn Woods Road, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTSAug 2026$525,000$2533/22,072420.4
3250 Tea Rose Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$392,000$1824/32,157780.6
12381 Flynn Road, Jacksonville, FL 32223Listed by 27NORTH REALTYSep 2026$668,000$2954/32,263440.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$197
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,286
Acres0.25 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryCrown Point
MiddleMandarin

Community Information

Address2826 Sweetholly Drive, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionHollyridge
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size10,890 sq ft
Parcel Number1588585065
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 15, 2026
Days on Market16
HOA Fees$350 / Annually
HOA FrequencyAnnually
HOA NameHollyridge Owners Association INC
Tax Amount$3,475
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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