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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·57 days on market

3250 Tea Rose Drive

Jacksonville, FL 32223

$425,000$197/sqftEst. $2,187/moMLS# 2151406
4
Beds
3
Baths
2,157
Sq Ft
1995
Built
2
Garage
No
Pool

About this home

Jacksonville

NEW ROOF, NEW FLOORS, Priced to Sell in the heart of Mandarin! $10,000 towards closing costs or upgrades with acceptable offer, plus a one year HOME WARRANTY being offered for a piece of mind. This home has beautiful curb appeal and is located in the highly desirable Heaven Trees community. This single-story home offers 4-bedroom, 3-bathroom which is the perfect combination of space and comfort. With 2,157 square feet of thoughtfully designed living space, this move-in-ready home features major updates already completed, including a BRAND-NEW ROOF (2026), BRAND-NEW LUXURY VINYL PLANK FLOORING THROUGHOUT THE WHOLE HOUSE (2026), HVAC (2021), and WATER HEATER (2021). Step through the front door and be welcomed by a bright sitting room and formal dining area, creating an inviting first impression. The spacious kitchen offers abundant cabinet and counter space, a breakfast nook, and opens seamlessly to the large family room--making it the perfect place for entertaining, holiday gatherings

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,187
Principal & Interest: $2,187
Property taxes (est.): $694
Insurance (est.): $283
Estimated Total Monthly
$3,165
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,187
Property taxesest. at asking price, Duval County$694
HOAbilled annually$14
Estimated total, before insurance$2,895/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,510/yr · $543/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$346,985$345,972
2024$338,226$314,520
2023$335,771$285,928
2022$324,047$259,935 $49,877
2021$236,305$236,305
2020$225,625$125,520 $21,015

2025 property taxes (current owner): $6,510/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,495 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 3, 2026Price change$425,000$25,000
  • Jul 18, 2026Price change$450,000$19,000
  • Jul 13, 2026Price change$469,000$10,900
  • Jun 19, 2026Listed$479,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$425,000
Price / Sq Ft$197
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,157
Acres0.21 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3250 Tea Rose Drive, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionHeaven Trees
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size9,147.6 sq ft
Parcel Number1588981160

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Guest Suite, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Patio / PorchRear Porch, Screened
FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionBrick, Vinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 19, 2026
Days on Market52
HOA Fees$171 / Annually
HOA FrequencyAnnually
Tax Amount$6,510.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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