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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Tributary, Yulee.

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Active·102 days on market·Tributary

75424 Sunberry Drive

Yulee, FL 32097

$490,000$194/sqftEst. $2,693/mo mortgageMLS# 2155365
↓ $25,000 below original list
4
Beds
3
Baths
2,526
Sq Ft
2022
Built
3
Garage
No
Pool

64 more homes for sale in Tributary →Search Tributary on the map

FEMA Zone XHOA $13/mo7,841 sqft lotSingle Family Residence1 story

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About this home

Tributary

Thoughtfully designed 4 bed/3 bath home with modern finishes and an open, inviting layout located in the highly sought-after Tributary community. The upgraded kitchen features abundant cabinetry, quartz tops, tile and quartz backsplash, a large center island, stainless steel appliances, gas stove top, and plenty of prep space while overlooking the dining and living areas. Coffered ceiling in living room with surround sound and a fireplace. The generous primary suite provides a bay window, tray ceiling, spacious walk-in closet soaking tub, and walk in shower. Additional bedrooms offer flexibility for family, guests, or a home office. The guest room used for the theater/game room offers plumbed closet ready for your future wet bar. Large sliding pocketed door to the covered lanai which overlooks the preserve and features a retractable screen to keep bugs away and surround sound. Additional upgrades include comfort height countertops, upgraded data lines in the garage and bedrooms, and pr

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,693
Property taxesest. at asking price, Nassau County$676
HOAbilled annually$13
Estimated total, before insurance$3,382/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,234/yr · $686/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$490,000
$98,000
Loan Term
Monthly Payment
$2,693
Principal & Interest: $2,693
Property taxes (est.): $676
Insurance (est.): $327
Estimated Total Monthly
$3,696
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,234/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 31, 2026Price change$490,000−$10,000
  • Jul 22, 2026Price change$500,000−$15,000
  • Jul 14, 2026Listed$515,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $194/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
75455 Sunberry Drive, Yulee, FL 32097Listed by MOMENTUM REALTYAug 2026$477,000$1635/42,9191050.1
75225 White Rabbit Avenue, Yulee, FL 32097Listed by BLUEFIN REAL ESTATE GROUPJul 2026$450,000$1974/32,288130.1
75226 Red Twig Way, Yulee, FL 32097Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$475,000$2304/32,0661490.2
75728 Estuary Way, Yulee, FL 32097Listed by MARK SPAIN REAL ESTATEJul 2026$443,000$1904/32,337260.3
75733 Lily Pond Court, Yulee, FL 32097Listed by KELLER WILLIAMS ST JOHNSOct 2026$460,000$2034/32,267190.4
75209 Chelsea Garden Way, Yulee, FL 32097Listed by LPT REALTY LLCJul 2026$330,000$1773/21,864550.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$490,000
Price / Sq Ft$194
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,526
Acres0.18 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address75424 Sunberry Drive, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTributary
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size7,840.8 sq ft
Parcel Number102N26201002070000

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management - Full Time, Pickleball
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking
ViewProtected Preserve

Interior

Interior FeaturesOpen Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Gas Cooktop, Gas Oven, Microwave
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesElectric
# of Stories1

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Porch, Screened
RoofShingle

Additional Information

Date ListedJuly 14, 2026
Days on Market62
HOA Fees$150 / Annually
HOA FrequencyAnnually
Tax Amount$8,234.01
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Tributary

Tributary is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Tributary homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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