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Pending

Pending·40 days on market

75455 Sunberry Drive

Yulee, FL 32097

$485,000$166/sqftEst. $2,496/moMLS# 2140722

Beds

Baths

2,919

Sq Ft

2022

Built

Garage

Pool

About this home

Yulee

The Tributary! Has it ALL: Clubhouse, Resort Style Pool, Exercise Center, Children's Park, and Pickleball Courts. This Spacious 5-Bedroom, 4-Bath home offers a versatile layout with High Ceilings. Wireless Internet Access Points cabled PoE throughout the house! Huge Storage under the Staircase. The Heart of the Home features a beautiful kitchen with stone countertops, gas cooktop, and a large island equipped with reverse osmosis drinking water. The home also includes 2 gas water heaters and a whole house water softener for added efficiency and comfort. A 3-Car Garage with Large Storage Racks, fully fenced backyard with black aluminum fencing, there's plenty of space for outdoor living, pets and play. Enjoy all that the Tributary has to offer. This move in ready home combines modern upgrades, thoughtful design, and great location-don't miss your opportunity.

Cost to own

Mortgage calculator

Home Price

$485,000

Down Payment: 20%

$97,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,496

Principal & Interest: $2,496

Property taxes (est.): $670

Insurance (est.): $323

Estimated Total Monthly

$3,489

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,496

Property taxesest. at asking price, Nassau County$670

HOAbilled annually$13

Estimated total, before insurance$3,178/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,490/yr · $708/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $504,600 in February 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$432,214	$354,893	—
2024	$399,247	$344,184	—
2023	$382,703	$332,703	—
2022	$65,000	$65,000	—
2021	$50,000	$50,000	—

2025 property taxes (current owner): $8,490/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 13, 2026Pending$485,000
Jul 31, 2026Price change$485,000−$12,000
Jul 23, 2026Price change$497,000−$2,900
Jul 4, 2026Listed$499,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$485,000

Price / Sq Ft$166

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage2,919

Acres0.22 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address75455 Sunberry Drive, Yulee, FL 32097

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionTributary

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size9,583.2 sq ft

Lot Dimensions60 x 130

Parcel Number102N26201001820000

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Disposal, Electric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Tankless Water Heater, Water Softener Rented

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

SecuritySmoke Detector(s)