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Active

Active·Listed today

4564 Indigo Plant Court

Jacksonville, FL 32224

$650,000$244/sqftEst. $3,304/moMLS# 2156679

Beds

Baths

2,659

Sq Ft

2002

Built

Garage

Pool

About this home

Jacksonville

Live the maintenance free, independent lifestyle within Jacksonville's premier 55+ retirement community. Cypress Village is located minutes from the beaches and Mayo Clinic off San Pablo Road. This all brick Fairway home features 3BR/2 1/2 BA with a formal dining room, 2 car garage, enclosed sunroom and wet bar. Located on a private culdesac. Beautiful, expansive water view out back. Monthly fee provides an extensive home warranty that includes exterior maintenance, roof, gutters, appliances, HVAC, lawn care, pest control as well as 24-hour monitored security plus smoke and fire protection. Your new address is a golf cart ride to the main building with access to fabulous amenities such as fitness center, indoor heated pool, art studio, 4 dining venues and much more. Don't miss your opportunity to own in Cypress Village!

Cost to own

Mortgage calculator

Home Price

$650,000

Down Payment: 20%

$130,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,304

Principal & Interest: $3,304

Property taxes (est.): $1,061

Insurance (est.): $433

Estimated Total Monthly

$4,799

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,304

Property taxesest. at asking price, Duval County$1,061

HOAbilled monthly$1,534

Estimated total, before insurance$5,899/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,324/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Listed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$650,000

Price / Sq Ft$244

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,659

Acres0.20 acres

Year Built2002

TypeResidential

Sub-TypeSingle Family Residence

StyleA-Frame

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

55+ CommunityYes

Direction FacesEast

Community Information

Address4564 Indigo Plant Court, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionCypress Village

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size8,712 sq ft

Parcel Number1677705550

ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Management- On Site, Security

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Instant Hot Water, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit

Security24 Hour Security, Fire Alarm, Security System Owned, Smoke Detector(s)