This home is in Pablo Creek Reserve, Jacksonville — a pool home in Jacksonville.
$3,150,0004 bd · 4.5 ba · 4,784 sq ft
Active·47 days on market·Pablo Creek Reserve
5209 Tallulah Lake Court
Jacksonville, FL 32224
4 more homes for sale in Pablo Creek Reserve →Search Pablo Creek Reserve on the map
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About this home
Pablo Creek Reserve
Nestled within prestigious Pablo Creek Reserve, this exceptional custom residence pairs timeless architecture with refined design, thoughtful updates and resort-style living. Pristine and impeccably maintained, the home has been truly cherished and is ideal for the discerning buyer who appreciates quality, condition and attention to detail. Freshly painted inside and out with all-new landscaping, it features four spacious ensuite bedrooms and beautifully curated living spaces throughout. At the heart of the home, the gourmet kitchen is equally suited for entertaining and everyday living, featuring a Wolf gas range, Thermador espresso machine and warming drawer, separate refrigerator and freezer towers, appliance garage, instant hot water and water purification. An oversized island offers abundant storage with custom rollouts, while a spacious mudroom with built-in cubbies adds exceptional functionality. Soaring ceilings and expansive windows fill the home with natural light
The home, continued
The facts
Arrival
- Style
- Traditional, Villa
- Built
- 2013
- Lot
- 0.36 acres
- Construction
- Frame, Stucco · Concrete roof
- Garage
- 3 spaces · Attached, Garage
The home, continued
The facts
Living and kitchen
- Living area
- 4,784 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile, Wood
- Fireplaces
- 3 · Double Sided, Outside
- Kitchen
- Dishwasher, Disposal, Double Oven, Gas Cooktop, Gas Range, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned, Wine Cooler
- Interior
- Breakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
Walk through it
The listing’s virtual tour, without leaving this page.
The home, continued
The facts
The suites
- Bedrooms
- 4
- Baths
- 4 full · 1 half
The home, continued
The facts
Outside
- Pool
- In Ground, Fenced, Heated, Salt Water
- Spa
- In Ground, Heated, Private
- Water
- Pond
- View
- Lake, Pond, Protected Preserve, Water
- Porches
- Covered, Front Porch, Patio
- Exterior
- Balcony, Outdoor Kitchen
- Other structures
- Outdoor Kitchen
The home, continued
The facts
The rest of the house
- Heating
- Central
- Cooling
- Central Air
- Laundry
- Sink
- Water and sewer
- Public · Public Sewer
- Community
- Gated, Maintenance Grounds
Photos, captions and facts from the listing in the realMLS feed.
Next steps in Pablo Creek Reserve
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Concrete — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,768 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave S15 min drive · 28 parking spaces
Closest park or preserve
Dutton Island Preserve29 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 7 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Cradle Creek Preserve Kayak Launch (Long Portage!)about 2 mi · Cradle Creek - San Pablo Creek
Closest youth league fields
Seabreeze Elementary19 min drive · Baseball
Closest grocery store
Publix9 min drive · 4765 Hodges Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $2,302,386 | $2,137,458 | — |
2025 property taxes (current owner): $37,490/yr
Estimated taxes if purchased at asking price: ~$61,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Sep 28, 2026Listed$3,150,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $575/sq ft; this home is listed at $658/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5263 Tallulah Lake Court, Jacksonville, FL 32224Listed by ROOT REALTY LLC | May 2026 | $2,749,000 | $575 | 6/5 | 4,782 | 2 | 0.1 |
| 5202 Commissioners Drive, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLC | May 2026 | $2,475,000 | $645 | 4/4.5 | 3,838 | 0 | 0.1 |
| 5300 Chandler Bend Drive, Jacksonville, FL 32224Listed by HOME PLACE REALTY | Sep 2026 | $3,150,000 | $629 | 5/6.5 | 5,006 | 12 | 0.2 |
| 5178 Wilton Walk Drive, Jacksonville, FL 32224Listed by WATSON REALTY CORP | Aug 2026 | $1,860,000 | $522 | 4/3 | 3,566 | 96 | 0.2 |
| 14091 Magnolia Cove Road, Jacksonville, FL 32224Listed by REDFIN CORPORATION | Aug 2026 | $1,950,000 | $483 | 4/4.5 | 4,037 | 46 | 0.3 |
| 14303 Cottage Lake Road, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | May 2026 | $2,387,500 | $542 | 5/4.5 | 4,407 | 14 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Creek Reserve
Pablo Creek Reserve is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.
View all Pablo Creek Reserve homes for sale →Keep looking
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Krista Fracke
Broker Associate
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