This home is in Pablo Creek Reserve, Jacksonville — a pool home in Jacksonville.
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Active·Listed today·Pablo Creek Reserve
5209 Tallulah Lake Court
Jacksonville, FL 32224
5 more homes for sale in Pablo Creek Reserve →Search Pablo Creek Reserve on the map
About this home
Pablo Creek Reserve
Nestled within prestigious Pablo Creek Reserve, this exceptional custom residence pairs timeless architecture with refined design, thoughtful updates and resort-style living. Pristine and impeccably maintained, the home has been truly cherished and is ideal for the discerning buyer who appreciates quality, condition and attention to detail. Freshly painted inside and out with all-new landscaping, it features four spacious ensuite bedrooms and beautifully curated living spaces throughout. At the heart of the home, the gourmet kitchen is equally suited for entertaining and everyday living, featuring a Wolf gas range, Thermador espresso machine and warming drawer, separate refrigerator and freezer towers, appliance garage, instant hot water and water purification. An oversized island offers abundant storage with custom rollouts, while a spacious mudroom with built-in cubbies adds exceptional functionality. Soaring ceilings and expansive windows fill the home with natural light
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Concrete — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,768 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $37,490/yr
Estimated taxes if purchased at asking price: ~$61,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 28, 2026Listed$3,150,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Creek Reserve
Pablo Creek Reserve is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.
View all Pablo Creek Reserve homes for sale →Keep looking
More homes in Pablo Creek Reserve
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Under Contract14061 Magnolia Cove RoadJacksonville, FL 32224
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For Sale5244 Commissioners DriveJacksonville, FL 32224
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For Sale5329 Commissioners DriveJacksonville, FL 32224
4 bd · 5.5 ba · 6,524 sq ft
$4,400,000Est. $23,419/moPerfection behind the gates of highly sought after Pablo Creek Reserve. This French country estate sits perfectly on a…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines