This home is in Pablo Creek Reserve, Jacksonville — a pool home in Jacksonville.
Sold·Closed Aug 26, 2026·46 days on market·Recent sales in Pablo Creek Reserve·Pablo Creek Reserve
14091 Magnolia Cove Road
Jacksonville, FL 32224
5 more homes for sale in Pablo Creek Reserve →Search Pablo Creek Reserve on the map
About this home
Pablo Creek Reserve
Welcome to Pablo Creek Reserve, one of Jacksonville's premier gated communities. With over $50,000 in recent improvements, including fresh interior paint and custom closet systems, this one-story 4-bedroom, 4.5-bath pool home offers stunning lake views and a lifestyle of comfort, elegance, and convenience. With the property backing to the lake, you can enjoy peaceful water views from the pool and lanai, enhanced by the lake's beautiful fountain features. Inside, the open and light-filled floor plan is designed for both everyday living and entertaining. The main living area impresses with soaring ceilings, abundant natural light, and a sleek fireplace as the focal point--all framed by views of the pool and lake. The spacious kitchen features a large island with breakfast bar seating, updated appliances including a double oven, a walk-in pantry, abundant storage, and a wine cellar.
Next steps in Pablo Creek Reserve
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Tile — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,788 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,854,105 | $1,070,661 | ▲ $43,887 |
| 2024 | $1,655,730 | $1,039,780 | ▼ $1,253 |
| 2023 | $1,618,044 | $1,008,039 | — |
| 2022 | $1,353,066 | $977,223 | — |
| 2021 | $1,121,072 | $947,304 | — |
| 2020 | $1,051,180 | $933,535 | — |
2024 property taxes (current owner): $18,976/yr
Estimated taxes if purchased at asking price: ~$38,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 27, 2026Closed$2,100,000
- Jul 12, 2026Active Under Contract$2,100,000
- May 26, 2026Listed$2,100,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $618/sq ft; this home is listed at $520/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 14061 Magnolia Cove Road, Jacksonville, FL 32224Listed by ENGEL & VOLKERS FIRST COAST | Sep 2026 | $2,900,000 | $617 | 5/5 | 4,697 | 49 | 0.1 |
| 5178 Wilton Walk Drive, Jacksonville, FL 32224Listed by WATSON REALTY CORP | Aug 2026 | $1,860,000 | $522 | 4/3 | 3,566 | 96 | 0.1 |
| 5226 Commissioners Drive, Jacksonville, FL 32224Listed by DOUGLAS ELLIMAN FLORIDA | Sep 2026 | $1,900,000 | $570 | 3/3.5 | 3,333 | 33 | 0.2 |
| 5305 Bentpine Cove Road, Jacksonville, FL 32224Listed by ROOT REALTY LLC | Aug 2026 | $3,127,500 | $648 | 4/5 | 4,823 | 4 | 0.3 |
| 5300 Chandler Bend Drive, Jacksonville, FL 32224Listed by HOME PLACE REALTY | Sep 2026 | $3,150,000 | $629 | 5/6.5 | 5,006 | 12 | 0.5 |
| 4107 Sunrise Cove Way, Jacksonville, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $2,100,000 | $618 | 4/4 | 3,400 | 220 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REDFIN CORPORATION
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Creek Reserve
Pablo Creek Reserve is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.
View all Pablo Creek Reserve homes for sale →Keep looking
More homes in Pablo Creek Reserve
For Sale5244 Commissioners DriveJacksonville, FL 32224
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For Sale5317 Bentpine Cove RoadJacksonville, FL 32224
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For Sale5326 Hala CourtJacksonville, FL 32224
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines