This home is in Yulee.
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Sold·Closed Jul 16, 2026·4 days on market·Recent sales in Yulee
86520 Oar Row S
Yulee, FL 32097
About this home
Yulee
Welcome to the Taylor Morrison Torres in the gated community of Headwaters at Lofton Creek. This beautiful home features an open concept design with a spacious great room, gourmet kitchen, dining area, and a desirable split bedroom layout. The first floor offers a private owner's suite, additional bedrooms, and a flexible space perfect for an office or study. Upstairs you will find a large bonus room, full bath, and additional bedroom, creating the perfect retreat for guests, a media room, or play space. Enjoy indoor and outdoor living with oversized sliding glass doors leading to a covered lanai. Headwaters offers resort style amenities including a pool, playground, dog park, walking trails, and more. Conveniently located near shopping, dining, Jacksonville International Airport, and Amelia Island beaches.
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,151/yr
Estimated taxes if purchased at asking price: ~$10,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 16, 2026Closed$658,464
- Jul 16, 2026Listed$658,464
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $199/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 86646 Swift Launch Path, Yulee, FL 32097Listed by TAYLOR MORRISON REALTY OF FLA | Sep 2026 | $570,000 | $210 | 4/3.5 | 2,715 | 10 | 0.1 |
| 86710 Meditation Court, Yulee, FL 32097Listed by NON MLS (realMLS) | Aug 2026 | $679,311 | $211 | 4/3 | 3,221 | 28 | 0.2 |
| 85949 Miner Pines Court, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $755,000 | $298 | 4/3 | 2,531 | 2 | 1.2 |
| 85148 Sandy Ridge Loop 0017, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Jun 2026 | $556,000 | $203 | 4/3 | 2,736 | 82 | 1.4 |
| 86718 Pages Dairy Road, Yulee, FL 32097Listed by TAYLORED REALTY, INC. | Aug 2026 | $265,000 | $102 | 3/2 | 2,595 | 89 | 1.5 |
| 85228 Sandy Ridge Loop 0025, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Jun 2026 | $539,500 | $231 | 4/3 | 2,340 | 105 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: NON MLS (realMLS)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Jul 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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