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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$599,0004 bd · 2 ba · 1,610 sq ft

Active·10 days on market

15539 County Road 305

Bunnell, FL 32110

$599,000$372/sqftEst. $3,266/mo mortgageMLS# 2141532
↓ $50,900 below original list
4
Beds
2
Baths
1,610
Sq Ft
2025
Built
—
Garage
No
Pool
FEMA Zone XNo HOA20.07 acresWaterfrontSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Bunnell

Welcome to your private slice of country paradise where wide open space, meets endless possibilities! Situated on 20 beautiful acres, this 2025 Live Oak Aspen mobile home is built to impress with thoughtful upgrades, including enhanced wall and ceiling insulation and sturdy, upgraded 2x6 construction for added durability and efficiency. Inside, you'll find 9-foot ceilings, cohesive, plank linoleum flooring throughout, and a spacious layout featuring 4 bedrooms and 2 bathrooms and bright, neutral colors. The property is fully equipped with a brand-new well, septic system, and water softener, giving you peace of mind and move-in-ready convenience. Step outside and take in the natural beauty--this property features a serene pond and a strategically designed water management canal that runs along much of the land, enhancing both usability and drainage. With approximately 16 acres of high and dry uplands and planted pines qualifying for agricultural tax exemption, you'll enjoy beauty

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,266
Estimated total, before insurance$3,266/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$508/yr · $42/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,000
$119,800
Loan Term
Monthly Payment
$3,266
Principal & Interest: $3,266
Insurance (est.): $399
Estimated Total Monthly
$3,665
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 20-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone LAKE

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 6:44 AM, sunset 5:35 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $508/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 28, 2026Price change$599,000−$16,000
  • Oct 23, 2026Withdrawn$615,000
  • Sep 23, 2026Price change$615,000−$20,000
  • Aug 19, 2026Price change$635,000−$14,900
  • Apr 23, 2026Listed$649,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$599,000
Price / Sq Ft$372
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,610
Acres20.07 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

ElementaryBunnell
MiddleBuddy Taylor

Community Information

Address15539 County Road 305, Bunnell, FL 32110
Area604-Flagler County-South Of SR100/West Of US-1
Subdivision**verifying Subd**
CityBunnell
CountyFlagler
StateFL
Zip Code32110
Lot Size874,249.2 sq ft
Parcel Number3113290000040200040
ZoningAgricultural

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityFire Alarm, Smoke Detector(s)

Exterior

Lot DescriptionAgricultural, Cleared, Drainage Canal, Irregular Lot, Many Trees, Split Possible, Wetlands, Wooded
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 28, 2026
Days on Market10
Tax Amount$508.03
Tax Year2025
Listing TermsCash, Conventional, USDA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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