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This home is in Jacksonville.

Active

Active·2 days on market

3890 Bald Eagle Lane

Jacksonville, FL 32257

$415,000$269/sqftEst. $2,209/moMLS# 2153912
3
Beds
2
Baths
1,540
Sq Ft
1989
Built
2
Garage
No
Pool

About this home

Jacksonville

Coming Soon Welcome to this charming brick-front home in the desirable Eaglewood community of Mandarin! This NO HOA 3-bedroom, 2 bath residence offers a traditional floor plan with defined living spaces designed for both comfort and functionality. The spacious living room features vaulted ceilings and a wood-burning fireplace with a beautiful white washed brick & shiplap. The updated eat in kitchen flows seamlessly into the adjoining dining room, creating the perfect setting for everyday living or entertaining guests. The generous primary suite easily accommodates a king sized bed and includes a tray ceiling, walk-in closet, and en suite bath with dual vanities and a relaxing garden tub. Two additional bedrooms and a full guest bath provide ample space for family, guests, or a home office. Enjoy year-round outdoor living on the screened lanai overlooking the fully fenced backyard with desirable southern exposure.

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,209
Principal & Interest: $2,209
Est. Taxes & Insurance: $552
Estimated Total Monthly
$2,761
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,209
Property taxesest. at asking price, Duval County$678
Estimated total, before insurance$2,886/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $360,000 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2024$286,775$268,737
2023$279,149$244,307
2022$267,105$222,098
2021$201,908$201,908 $23,642
2020$170,422$83,427

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,258 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 12, 2026Active$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$415,000
Price / Sq Ft$269
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,540
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3890 Bald Eagle Lane, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionEaglewood
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Parcel Number1557870515

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories1

Exterior

ConstructionBrick Veneer

Additional Information

Date ListedJuly 12, 2026
Days on Market1
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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