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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Island Cottages, St. Augustine — a home near Pedro Menendez High School.

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Sold

$700,000Sold3 bd · 2 ba · 1,838 sq ft

Sold·Closed Nov 10, 2026·69 days on market·Recent sales in Island Cottages·Island Cottages

136 Island Cottage Way

St. Augustine, FL 32080

$700,000sold priceListed at $719,000 · 97.4% of asking$381/sqftMLS# 2159873
3
Beds
2
Baths
1,838
Sq Ft
2005
Built
2
Garage
No
Pool

All Island Cottages homes for sale →Search Island Cottages on the map

FEMA Zone XHOA $400/mo4,792 sqft lotSingle Family Residence1 story

About this home

Island Cottages

Welcome to 136 Island Cottage Way, an exceptional residence within Island Cottages -- an exclusive gated enclave of just 23 homes on Anastasia Island. Majestic oaks frame the entrance, while refined coastal architecture defines this private, serene community, mere minutes from pristine beaches and the historic charm of St. Augustine. Distinguished as one of only two single-story homes in the neighborhood, this residence embodies timeless Key West-inspired coastal elegance. A welcoming front porch, classic white picket fence, metal roof, and thoughtfully designed landscape lighting create outstanding curb appeal and island character. Convenient rear-alley access leads to the two-car garage, preserving the home's graceful front elevation. Situated at a desirable elevation in Flood Zone X, the home has been meticulously updated throughout.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$3,794
Property taxesest. at asking price, St. Johns County$917
HOAbilled monthly$400
Estimated total, before insurance$5,110/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,249/yr · $521/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 6:47 AM, sunset 5:31 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$540,512$457,312—

2025 property taxes (current owner): $6,249/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 10, 2026Closed$719,000
  • Oct 22, 2026Active Under Contract$719,000
  • Sep 30, 2026Price change$719,000−$10,000
  • Sep 11, 2026Price change$729,000−$6,000
  • Sep 8, 2026Active$735,000
  • Sep 2, 2026Active Under Contract$735,000
  • Aug 25, 2026Price change$735,000−$14,000
  • Aug 13, 2026Listed$749,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $340/sq ft; this home is listed at $381/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
248 Sea Woods Drive N, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKOct 2026$470,000$2652/21,771300.2
330 Trade Wind Lane, St. Augustine, FL 32080Listed by STA REALTYAug 2026$550,000$3403/21,6163970.2
316 Mystical Way, St. Augustine, FL 32080Listed by THE NEWCOMER GROUPJul 2026$429,500$2393/21,794110.2
284 San Nicolas Way, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$550,000$2963/21,8581810.3
420 Trade Wind Lane, St. Augustine, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$895,000$4763/31,8811440.4
40 E Magnolia Avenue, St. Augustine, FL 32080Listed by THE NEWCOMER GROUPAug 2026$1,067,500$5854/31,8241130.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$719,000
Price / Sq Ft$391
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,838
Acres0.11 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesSouth

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryW. D. Hartley
Reported middleGamble Rogers
Reported highPedro Menendez
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address136 Island Cottage Way, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionIsland Cottages
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size4,791.6 sq ft
Lot Dimensions50 x 94
Parcel Number1758090040
ZoningResidential

Amenities

AmenitiesPool, Maintenance Grounds, Management - Off Site
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer Stacked, Water Softener Owned, Wine Cooler
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Shower
Patio / PorchCovered, Front Porch, Porch, Terrace
RoofMetal
ConstructionBlock, Fiber Cement
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 13, 2026
Days on Market69
HOA Fees$400 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,248.63
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Island Cottages

Island Cottages is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Island Cottages homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

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